In many countries, spring is the traditional time for filing income tax returns. These documents are a goldmine for bad actors because they contain a wealth of personal data, such as employment history, income, assets, bank account details — the list goes on. It’s no surprise that scammers ramp up their efforts around this time; the internet is currently crawling with fake websites designed to look exactly like government resources and tax authorities.

With deadlines looming and numbers to crunch, the rush to get everything done in good time can cause people to let their guard down. In the shuffle, it’s easy to miss the signs that the site where you’re detailing your finances has zero connection to the revenue service, or that the file you just downloaded, supposedly from a tax inspector, is actually malware.

In this post, we break down how these fraudulent tax agency sites operate across different countries and what you should absolutely avoid doing to keep your money and sensitive information safe.

Taxpayer phishing

This season, attackers have been spoofing tax authority websites across numerous countries, including the official government portals of Germany, France, Austria, Switzerland, Brazil, Chile, and Colombia. On these fraudulent sites, scammers harvest credentials for legitimate services, and steal personal data before offering to process a tax deduction — provided the victim enters their credit card details. In some cases, they even charge a fee for this fraudulent service.

Sometimes, the tactic involves accusations issued on behalf of government bodies. In the image below, for example, a “head of tax audit” in Paris informs the victim that they provided incomplete income information. To avoid penalties, the user is told to download a document and make corrections immediately. However, the PDF file hides something much worse: malware.

In Colombia, a fake National Directorate of Taxes and Customs site similarly prompts users to download documents that must be “unlocked with a security key”. In reality, this is simply a password-protected, malicious ZIP archive.

Beyond phishing sites mimicking legitimate resources, our experts have discovered fraudulent websites promising paid services for filling out and auditing tax documents — and stealing high-value data, such as taxpayer identification numbers (TINs), instead.

Tax-free crypto earnings

Cryptocurrency holders have emerged as a specific target for attackers. Fake German tax authorities are demanding that wallet owners “verify their digital asset holdings”, citing EU regulations for tax calculation purposes. And of course, there’s a “silver lining”: it turns out crypto earnings are supposedly tax-exempt! However, to claim this generous benefit, users must go through a “verification” procedure. The site even promises to encrypt data using a “2048-bit SSL protocol”.

To complete the “verification” process, users are prompted to enter their seed phrase — the unique sequence of words tied to a crypto wallet that grants full recovery access. This request is paired with a threat: refusing to provide the data will lead to serious legal consequences, such as fines up to one million euros or criminal prosecution.

Attackers pulled a similar stunt on French users as well. They created a non-existent “Crypto Tax Compliance Portal”, which mimics the design of the French Ministry of Economy and Finance website. The phishing site aggressively demands that French residents submit a “digital asset declaration”.

After the user enters their personal information, the scammers prompt them to either manually enter their seed phrase, or “link” their crypto wallet to the portal. If they go through with this, their MetaMask, Binance, Coinbase, Trust Wallet, or WalletConnect wallets will be drained.

Can AI help with your tax returns?

When you have AI at your fingertips that can instantly generate text and fill out spreadsheets, there’s a serious temptation to delegate everything to it. Unfortunately, this can lead to serious consequences. First, all popular chatbots process your data on their servers, which puts your sensitive information at risk of a leak. Second, they sometimes make incredibly foolish mistakes, and that can lead to actual trouble with the taxman.

Before you tell a chatbot or an AI agent how much money you made last year — complete with detailed personal and banking info — remember how frequently leaks occur within AI-powered services and consider the risks. Don’t discuss your income with AI, don’t give it personal details like your name or address, and under no circumstances should you upload photos or numbers of vital documents such as passports, insurance info, or social security numbers. Files containing confidential information should be kept in encrypted containers, such as Kaspersky Password Manager.

If you’re still determined to use AI tools, run them locally. This can be done for free even on a standard laptop, and we’ve previously covered how to set up local language models using DeepSeek as an example. However, the quality of the output from these models is often subpar. It’s quite possible that double-checking every digit in an AI-generated response will take more time than just filling out the paperwork manually. Remember, you’re the one accountable to the tax office for any errors — not the AI.

Finally, watch out for phishing AI models that offer “assistance” with tax filing. Kaspersky experts have discovered websites where users are prompted to upload tax invoices, supposedly for the automated generation of returns and deduction claims. Instead, attackers collect this personal data to resell on the dark web, or to use in future phishing attacks, blackmail, and extortion schemes.

Remember that all legitimate AI services explicitly warn users not to share confidential data, and tax documents certainly fall into this category. Any AI tools promising to help you handle your tax paperwork are quite simply a scam.

How to protect yourself and your data

• File your taxes yourself. The risk of running into scammers is extremely high. Even if a consulting firm is legitimate, you’re inevitably handing over a complete dossier on yourself: passport details, employment and income info, your address, and more. Remember that even the most honest services aren’t immune to hacks and data breaches.
• Watch out for fake websites. Use a reliable security solution that prevents you from visiting phishing sites and blocks malicious file downloads.
• Keep all important documents encrypted. Storing photos, notes, or files on your desktop, or starred messages in a messaging app isn’t a secure way to handle sensitive data. A secure vault like Kaspersky Password Manager can store more than just passwords and credit card info; it can also safeguard documents and even photos.
• Don’t trust AI. Even the most advanced chatbots are prone to errors and hallucinations, and in theory, developers can read any conversation you have with their AI. If you absolutely must use AI, install and run a local version on your own computer.
• Stick to official channels only. The “chief tax inspector” of your country or city is definitely not going to message you: high-ranking officials have more important things to do. Only contact tax authorities through official channels, and carefully verify the sender of any emails you receive. Most often, even a slight deviation in the name or address is a telltale sign of a phishing campaign.

Further reading on phishing and data security:

• Phishing and spam: the wildest campaigns of 2025
• How phishers and scammers use AI
• What happens to data stolen using phishing?
• How to disappear from the internet
• Why data brokers build dossiers on you, and how to stop them doing so

Scammers have found a way to abuse legitimate Apple account notification emails to trick targets into calling fake tech support numbers.

According to a report from BleepingComputer, scammers create an Apple account and insert a phishing message into the personal information fields, then modify the account so that Apple sends a genuine security alert about the change to the target.

BleepingComputer was able to replicate the attack.

The attacker creates an Apple ID they control, then stuffs the phishing message into the personal information fields (first name, last name, possibly address), splitting it across fields because they will not fit into just one.

To launch the phish, the attacker changes something benign on their specially created Apple account, such as shipping information, which causes Apple’s systems to send a “Your Apple account was updated” security email.

While the original alert is addressed to the attacker’s iCloud email, they are then able to redistribute it to a wider victim list, for example through a mailing list.

In the copy the targets receive, the email headers still show a legitimate Apple sender, and the presence of the attacker’s iCloud address can even make it look like “someone else” has gained access to the account.

Because Apple includes those user-supplied fields in the security email, the phishing text is delivered inside a legitimate message sent from Apple’s own infrastructure.

This method, called call-back phishing, filters out suspicious users, so the scammers can focus on the people who fell for the first part.

The emails come from a legitimate source, sail through every security filter because of that, and look convincing enough to scare the receiver into thinking someone spent $899 from their PayPal account.

But the structure of the email does not make sense.

“Dear User” is immediately followed by the scam message where your name should have been. The header says it’s about account information rather than a purchase. And the iCloud account does not belong to the recipient. So, once you know how it’s done, they’re not impossible to spot. Which is why we wrote this blog.

And when in doubt, you can always ask Malwarebytes Scam Guard.

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Scam Guard identified the screenshot as a scam and guides users through the next steps.

Scams like these work, because many users still view phone calls as more trustworthy than email, especially if the email itself passed all the usual technical authenticity checks and they initiated the call themselves.

How to stay safe

Tech support scammers will try to convince callers to install some kind of remote desktop application to steal data from your computer, or ask for financial details so they can steal your money.

To stay safe from these scammers:

• Be wary of unexpected alerts about high‑value purchases you do not recognize. They are suspicious even if they come from a real domain.
• Never call a number sent to you by unsolicited means or even found in sponsored search results.
• Carefully read emails and text messages, even if they come form trustworthy addresses. Does the email make sense from a structural and linguistic point of view?
• If someone claiming to be support for a legitimate company asks for remote access or payment details during a call, hang up and contact the company through official channels.
• Use Malwarebytes Scam Guard to analyze any kind of message that alarms you or urges you to take immediate action.

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Something feel off? Check it before you click.  

Malwarebytes Scam Guard helps you analyze suspicious links, texts, and screenshots instantly.  

Available with Malwarebytes Premium Security for all your devices, and in the Malwarebytes app for iOS and Android.  

Try it free → 

Scammers have found a way to abuse legitimate Apple account notification emails to trick targets into calling fake tech support numbers.

According to a report from BleepingComputer, scammers create an Apple account and insert a phishing message into the personal information fields, then modify the account so that Apple sends a genuine security alert about the change to the target.

BleepingComputer was able to replicate the attack.

The attacker creates an Apple ID they control, then stuffs the phishing message into the personal information fields (first name, last name, possibly address), splitting it across fields because they will not fit into just one.

To launch the phish, the attacker changes something benign on their specially created Apple account, such as shipping information, which causes Apple’s systems to send a “Your Apple account was updated” security email.

While the original alert is addressed to the attacker’s iCloud email, they are then able to redistribute it to a wider victim list, for example through a mailing list.

In the copy the targets receive, the email headers still show a legitimate Apple sender, and the presence of the attacker’s iCloud address can even make it look like “someone else” has gained access to the account.

Because Apple includes those user-supplied fields in the security email, the phishing text is delivered inside a legitimate message sent from Apple’s own infrastructure.

This method, called call-back phishing, filters out suspicious users, so the scammers can focus on the people who fell for the first part.

The emails come from a legitimate source, sail through every security filter because of that, and look convincing enough to scare the receiver into thinking someone spent $899 from their PayPal account.

But the structure of the email does not make sense.

“Dear User” is immediately followed by the scam message where your name should have been. The header says it’s about account information rather than a purchase. And the iCloud account does not belong to the recipient. So, once you know how it’s done, they’re not impossible to spot. Which is why we wrote this blog.

And when in doubt, you can always ask Malwarebytes Scam Guard.

---

---

Scam Guard identified the screenshot as a scam and guides users through the next steps.

Scams like these work, because many users still view phone calls as more trustworthy than email, especially if the email itself passed all the usual technical authenticity checks and they initiated the call themselves.

How to stay safe

Tech support scammers will try to convince callers to install some kind of remote desktop application to steal data from your computer, or ask for financial details so they can steal your money.

To stay safe from these scammers:

• Be wary of unexpected alerts about high‑value purchases you do not recognize. They are suspicious even if they come from a real domain.
• Never call a number sent to you by unsolicited means or even found in sponsored search results.
• Carefully read emails and text messages, even if they come form trustworthy addresses. Does the email make sense from a structural and linguistic point of view?
• If someone claiming to be support for a legitimate company asks for remote access or payment details during a call, hang up and contact the company through official channels.
• Use Malwarebytes Scam Guard to analyze any kind of message that alarms you or urges you to take immediate action.

---

Something feel off? Check it before you click.  

Malwarebytes Scam Guard helps you analyze suspicious links, texts, and screenshots instantly.  

Available with Malwarebytes Premium Security for all your devices, and in the Malwarebytes app for iOS and Android.  

Try it free → 

BTS, a global K-pop phenomenon, has recently made a comeback from an almost four-year hiatus: the members of the group were completing mandatory military service in South Korea. For this reason it comes as no surprise that cybercriminals have taken advantage of the band’s highly anticipated world-tour — ARIRANG — to launch a campaign of fake websites targeting fans eager to buy tickets.

We’ve identified at least 10 fraudulent domains that mimic the official pre‑sale pages for the band’s concerts in Argentina, Brazil, Chile, Colombia, France, Mexico, Peru, Portugal, and Spain — all created in early April. We explain how the scammers operate, and how to avoid buying fake tickets.

How the fake ticket scam works

Due to the high demand for the world-tour tickets, some of the event organizers prepared additional measures to ensure there are no ticket scalpers. In Brazil, the ticketing services adopted a “pre‑booking” format: the user first makes an online reservation, and then pays in person at the box office. Although in essence a good idea, the change has caused confusion among fans and created an opportunity for criminals to commit fraud.

Scammers create pages that are nearly identical to the official ones, replicating the layout, design, and the entire purchasing journey. For ordinary users, the experience seems completely legitimate. The links to these websites are circulating on social media — mainly on Instagram.

In Brazil, victims are prompted to make payments via PIX — an instant payment system operated by the Central Bank of Brazil. In some cases, the sites even simulate a card‑payment option, but claim high demand or system errors to pressure users into choosing PIX. PIX payments are then directed to money mule accounts — making it difficult to recover the funds.

The scam is a perfect example of how social engineering works. It exploits a massive and highly engaged fanbase — leading many users to act impulsively. The fake “errors” that the website displays during payment create a sense of urgency and cause panic — the scammers are well aware of how quickly BTS tickets sell out. In addition, doubts about the new purchasing system established by the event organizers help criminals make fake websites even more convincing.

How to protect yourself from ticket scams

If you really want to get tickets to your favorite group’s concert but not fall victim to the scammers, it’s important to keep these basic cybersecurity rules in mind:

• Access only official ticketing services, which you can find on the official page dedicated to BTS’s tour. Type the website address directly into your browser, and avoid links received via messages, social media, or email.
• Check the domain carefully. Slight changes in the address often indicate fraud. This includes additional dashes, unusual territorial domains, and hardly-noticeable changes like replacing a lowercase “l” (L) with an uppercase “I” (i).
• Check the website for Privacy Policy and Terms of Use pages. If they’re missing, you’re definitely visiting a fake website. But remember: their presence doesn’t guarantee that the site is legitimate. With modern AI, generating such pages takes only a few seconds.
• Carefully check the sales format for each country. In Brazil, payment should only be made in person, so any request for online payment during the pre‑sale is a strong indication of a scam. Other countries and event organizers may offer online payments.
• If you’ve been scammed, immediately contact your bank. If you provided bank card information to the criminals, you should reissue your card to prevent further unauthorized payments.
• Enable banking alerts. Real-time notifications allow you to quickly identify suspicious transactions.
• Use cybersecurity protection that detects and automatically blocks fraudulent websites. Kaspersky Premium, our robust cybersecurity solution, also shuts down phishing attempts, protects your personal data, and helps safeguard your identity.
• Beware of “free” or “discounted” tickets. Ultimately, there’s never such a thing as a free lunch — especially when it comes to world‑famous music groups.

More on scams:

• Phishing and spam: the wildest campaigns of 2025
• How phishers and scammers use AI
• The scam on your doorstep
• 8 more tips for spotting online scammers
• 5 online scam red flags

In 2025, the financial cyberthreat landscape continued to evolve. While traditional PC banking malware declined in relative prevalence, this shift was offset by the rapid growth of credential theft by infostealers. Attackers increasingly relied on aggregation and reuse of stolen data, rather than developing entirely new malware capabilities.

To describe the financial threat landscape in 2025, we analyzed anonymized data on malicious activities detected on the devices of Kaspersky security product users and consensually provided to us through the Kaspersky Security Network (KSN), along with publicly available data and data on the dark web.

We analyzed the data for

• financial phishing,
• banking malware,
• infostealers and the dark web.

Key findings

Phishing

Phishing activity in 2025 shifted toward e-commerce (14.17%) and digital services (16.15%), with attackers increasingly tailoring campaigns to regional trends and user behavior, making social engineering more targeted despite reduced focus on traditional banking lures.

Banking malware

Financial PC malware declined in prevalence but remained a persistent threat, with established families continuing to operate, while attackers increasingly prioritize credential access and indirect fraud over deploying complex banking Trojans. To the contrary, mobile banking malware continues growing, as we wrote in detail in our mobile malware report.

Infostealers and the dark web

Infostealers became a central driver of financial cybercrime, fueling a growing dark web economy where stolen credentials, payment data, and full identity profiles are traded at scale, enabling widespread and destructive fraud operations.

Financial phishing

In 2025, online fraudsters continued to lure users to phishing and scam pages that mimicked the websites of popular brands and financial organizations. Attackers leveraged increasingly convincing social engineering techniques and brand impersonation to exploit user trust. Rather than relying solely on volume, campaigns showed greater targeting and contextual adaptation, reflecting a maturation of phishing operations.

The distribution of top phishing categories in 2025 shows a clear shift toward digital platforms that aggregate multiple user activities, with web services (16.15%), online games (14.58%), and online stores (14.17%) leading globally. Compared to 2024, the rise of online games and the decline of social networks and banks indicate that attackers are increasingly targeting environments where users are more likely to take a risk or engage impulsively. Categories such as instant messaging apps and global internet portals remain significant phishing targets, reflecting their role as communication and access hubs that can be exploited for credential harvesting.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices, 2025 (download)

Regional patterns further reinforce the adaptive nature of phishing campaigns, showing that attackers closely align category targeting with local digital habits. For example, online stores dominate heavily in the Middle East.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices in the Middle East, 2025 (download)

Online games and instant messaging platforms feature more prominently in the CIS, suggesting a focus on younger or highly connected user bases.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices in the CIS, 2025 (download)

APAC demonstrates almost equal shares of online games and banks which signifies a combined approach targeting different users.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices in APAC, 2025 (download)

In Africa, a stronger emphasis on banks reflects the continued importance of traditional financial services. Most likely, this is due to the lower security level of the financial institutions in the region.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices in Africa, 2025 (download)

Whereas in LATAM, delivery companies appearing in the top categories indicate attackers exploiting the growth of e-commerce logistics.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices in Latin America, 2025 (download)

Europe presents a more balanced distribution across categories, pointing to diversified attack strategies.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices in Europe, 2025 (download)

Attackers actively localize their tactics to maximize relevance and effectiveness.

The distribution of financial phishing pages by category in 2025 reveals strong regional asymmetries that reflect both user behavior and attacker prioritization.

Globally, online stores dominated (48.45%), followed by banks (26.05%) and payment systems (25.50%). The decline in bank phishing may suggest that these services are becoming increasingly difficult to successfully impersonate, so fraudsters are turning to easier ways to access users’ finances.

However, this balance shifts significantly at the regional level.

In the Middle East, phishing is overwhelmingly concentrated on e-commerce (85.8%), indicating a heavy reliance on online retail lures, whereas in Africa, bank-related phishing leads (53.75%), which may indicate that user account security there is still insufficient. LATAM shows a more balanced distribution but with a higher share of online store targeting (46.30%), while APAC and Europe display a more even spread across all three categories, pointing to diversified attack strategies. These variations suggest that attackers are not operating uniformly but are instead adapting campaigns to regional digital habits, payment ecosystems, and trust patterns – maximizing effectiveness by aligning phishing content with the most commonly used financial services in each market.

Distribution of financial phishing pages by category and region, 2025 (download)

Online shopping scams

The distribution of organizations mimicked by phishing and scam pages in 2025 highlights a clear shift toward globally recognized digital service and e-commerce brands, with attackers prioritizing platforms that have large, active user bases and frequent payment interactions.

Netflix (28.42%) solidified its ranking as the most impersonated brand, followed by Apple (20.55%), Spotify (18.09%), and Amazon (17.85%). This reflects a move away from traditional retail-only targets toward subscription-based and ecosystem-driven services.

TOP 10 online shopping brands mimicked by phishing and scam pages, 2025 (download)

Regionally, this trend varies: Netflix dominates heavily in the Middle East, Apple leads in APAC, while Spotify ranks first across Europe, LATAM, and Africa. Although most of the top platforms are highly popular across different regions, we may suggest that the attackers tailor brand impersonation to regional popularity and user engagement.

Payment system phishing

Phishing campaigns are impersonating multiple payment ecosystems to maximize coverage. While PayPal was the most mimicked in 2024 with 37.53%, its share dropped to 14.10% in 2025. Mastercard, on the contrary, attracted cybercriminals’ attention, its share increasing from 30.54% to 33.45%, while Visa accounted for a significant 20.06% (last year, it wasn’t in the TOP 5), reinforcing the growing focus on widely used banking card networks. The continued presence of American Express (3.87%) and the increasing number of pages mimicking PayPay (11.72%) further highlight attacker experimentation and regional adaptation.

TOP 5 payment systems mimicked by phishing and scam pages, 2025 (download)

Financial malware

In 2025, the decline in users affected by financial PC malware continued. On the one hand, people continue to rely on mobile devices to manage their finances. On the other hand, some of the most prominent malware families that were initially designed as bankers had not used this functionality for years, so we excluded them from these statistics.

Changes in the number of unique users attacked by banking malware, by month, 2023–2025 (download)

Windows systems remained the primary platform targeted by attackers with financial malware. According to Kaspersky Security Bulletin, overall detections included 1,338,357 banking Trojan attacks globally from November 2024 to October 2025, though this number is also declining due to increasing focus on mobile vectors. Desktop threats continued to be distributed via traditional delivery methods like malicious emails, compromised websites, and droppers.

In 2025, Brazilian-origin families such as Grandoreiro (part of the Tetrade group) stood out for their constant activity and global reach. Despite a major law enforcement disruption in early 2024, Grandoreiro remained active in 2025, re-emerging with updated variants and continuing to operate. Other notable actors included Coyote and emerging families like Maverick, which abused WhatsApp for distribution while maintaining fileless techniques and overlaps with established Brazilian banking malware to steal credentials and enable fraudulent transactions on desktop banking platforms. Besides traditional bankers, other Brazilian malware families are worth mentioning, which specifically target relatively new and highly popular regional payment systems. One of the most prominent threats among these is GoPix Trojan focusing on the users of Brazilian Pix payment system. It is also capable of targeting local Boleto payment method, as well as stealing cryptocurrency.

There was also a surge in incidents in 2025 in which fraudsters targeted organizations through electronic document management (EDM) systems, for example, by substituting invoice details to trick victims into transferring funds. The Pure Trojan was most frequently encountered in such attacks. Attackers typically distribute it through targeted emails, using abbreviations of document names, software titles, or other accounting-related keywords in the headers of attached files. Globally in the corporate segment, Pure was detected 896 633 times over 2025, with over 64 thousand users attacked.

Contrary to PC banking malware, mobile banker attacks grew by 1.5 times in 2025 compared to the previous reporting period, which is consistent with their growth in 2024. They also saw a sharp surge in the number of unique installation packages. More statistics and trends on mobile banking malware can be found in our yearly mobile threat report.

Complementing traditional financial malware, infostealers played a significant role in enabling financial crime both on PCs and mobile devices by harvesting credentials, cookies, and autofill data from browsers and applications, which attackers then used for account takeovers or direct banking fraud. Kaspersky analyses pointed to a surge in infostealer detections (up by 59% globally on PCs), fueling credential-based attacks.

Financial cyberthreats on the dark web

The Kaspersky Digital Footprint Intelligence (DFI) team closely monitors infostealer activity on both PC and mobile devices to analyze emerging trends and assess the evolving tactics of cybercriminals.

Fraudsters especially target financial data such as payment cards, cryptocurrency wallets, login credentials and cookies for banking services, as well as documents stored on the victim’s device. The stolen data is collected in log files and shared on dark web resources, where they are bought, sold, or distributed freely and then used for financial fraud.

With access to financial data, fraudsters can gain control of users’ bank accounts and payment cards, and withdraw funds. Compromised accounts and cards are also frequently used in subsequent activities, turning the victims into intermediaries in a fraud scheme.

Compromised accounts

Kaspersky DFI found that in 2025, over one million online banking accounts (these are not Kaspersky product users) served by the world’s 100 largest banks fell victim to infostealers: their credentials were being freely shared on the dark web.

The countries with the highest median number of compromised accounts per bank were India, Spain, and Brazil.

The chart below shows the median number of compromised accounts per bank for the TOP 10 countries.

TOP 10 countries with the highest compromised account median (download)

Compromised payment cards

Seventy-four percent of payment cards that were compromised by infostealer malware, published on dark web resources and identified by the Digital Footprint Intelligence team in 2025, remained valid as of March 2026. This means that attackers could still use the cards that had been stolen months or even years prior.

It should be noted that the number of bank accounts and payment cards known to have been compromised by infostealers in 2025 will continue to rise, because fraudsters do not publish the log files immediately after the compromise but only after a delay of months or even years.

Data breaches

Regardless of the industry in which the target company operates, data breaches often expose users’ financial data, including payment card information, bank account details, transaction histories and other financial information. As a consequence, the compromised databases are sold and distributed on underground resources.

It should be noted that the threat is not limited to the exposure of financial information alone. Various identity documents and even seemingly public data, such as names, phone numbers and email addresses, can become a risk when they are published on the dark web. Such data attracts fraudsters’ attention and can be used in social engineering attacks to gain access to the user’s financial assets.

Sale of bank accounts and payment cards

The dark web often features services provided by stores that specialize in selling bank accounts and payment cards. Fraudsters typically obtain data for sale from a variety of sources, including infostealer logs and leaked databases, which are first repackaged and then combined.

Often, sellers offer complete victim profiles, referred to by fraudsters as “fullz”. These include not only bank accounts or payment cards but also identification documents, dates of birth, residential addresses, and other personal details. A full‑information package is usually more expensive than a payment card or a bank account alone.

Compiled databases

Fraudsters exploit various sources, including previously leaked databases, to compile new, thematic ones. Finance- and, in particular, cryptocurrency-related databases, are among the most popular. Compilations aimed at specific user groups, such as the elderly or wealthy people, are also of interest to cybercriminals.

Usually, thematic databases contain personal information about users, such as names, phone numbers, and email addresses. Fraudsters can use this data to launch social engineering attacks.

Creation of phishing websites

Phishing websites have become a powerful tool for the financial enrichment of fraudsters. Cybercriminals create fraudulent sites that masquerade as legitimate resources of companies operating in various industries. Gambling and retail sites remain among the most popular targets.

In order to obtain personal and financial information from unsuspecting users, adversaries seek out ways to create such phishing websites. Ready-made layouts and website copies are sold on the dark web and advertised as profitable tools. Moreover, fraudsters offer phishing website creation services.

Conclusion

The decline of traditional PC banking malware is not an indicator of reduced risk; rather, it highlights a redistribution of attacker effort toward more efficient methods targeting mobile devices, credential theft, and social engineering. Infostealers, in particular, are a force multiplier, enabling widespread compromise at scale.

Looking ahead to 2026, the financial threat landscape is expected to become even more data-driven and automated. Organizations must adapt by focusing on identity protection, real-time monitoring, and cross-channel threat intelligence, while users must remain vigilant against increasingly sophisticated and personalized attack techniques.

In 2025, the financial cyberthreat landscape continued to evolve. While traditional PC banking malware declined in relative prevalence, this shift was offset by the rapid growth of credential theft by infostealers. Attackers increasingly relied on aggregation and reuse of stolen data, rather than developing entirely new malware capabilities.

To describe the financial threat landscape in 2025, we analyzed anonymized data on malicious activities detected on the devices of Kaspersky security product users and consensually provided to us through the Kaspersky Security Network (KSN), along with publicly available data and data on the dark web.

We analyzed the data for

• financial phishing,
• banking malware,
• infostealers and the dark web.

Key findings

Phishing

Phishing activity in 2025 shifted toward e-commerce (14.17%) and digital services (16.15%), with attackers increasingly tailoring campaigns to regional trends and user behavior, making social engineering more targeted despite reduced focus on traditional banking lures.

Banking malware

Financial PC malware declined in prevalence but remained a persistent threat, with established families continuing to operate, while attackers increasingly prioritize credential access and indirect fraud over deploying complex banking Trojans. To the contrary, mobile banking malware continues growing, as we wrote in detail in our mobile malware report.

Infostealers and the dark web

Infostealers became a central driver of financial cybercrime, fueling a growing dark web economy where stolen credentials, payment data, and full identity profiles are traded at scale, enabling widespread and destructive fraud operations.

Financial phishing

In 2025, online fraudsters continued to lure users to phishing and scam pages that mimicked the websites of popular brands and financial organizations. Attackers leveraged increasingly convincing social engineering techniques and brand impersonation to exploit user trust. Rather than relying solely on volume, campaigns showed greater targeting and contextual adaptation, reflecting a maturation of phishing operations.

The distribution of top phishing categories in 2025 shows a clear shift toward digital platforms that aggregate multiple user activities, with web services (16.15%), online games (14.58%), and online stores (14.17%) leading globally. Compared to 2024, the rise of online games and the decline of social networks and banks indicate that attackers are increasingly targeting environments where users are more likely to take a risk or engage impulsively. Categories such as instant messaging apps and global internet portals remain significant phishing targets, reflecting their role as communication and access hubs that can be exploited for credential harvesting.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices, 2025 (download)

Regional patterns further reinforce the adaptive nature of phishing campaigns, showing that attackers closely align category targeting with local digital habits. For example, online stores dominate heavily in the Middle East.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices in the Middle East, 2025 (download)

Online games and instant messaging platforms feature more prominently in the CIS, suggesting a focus on younger or highly connected user bases.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices in the CIS, 2025 (download)

APAC demonstrates almost equal shares of online games and banks which signifies a combined approach targeting different users.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices in APAC, 2025 (download)

In Africa, a stronger emphasis on banks reflects the continued importance of traditional financial services. Most likely, this is due to the lower security level of the financial institutions in the region.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices in Africa, 2025 (download)

Whereas in LATAM, delivery companies appearing in the top categories indicate attackers exploiting the growth of e-commerce logistics.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices in Latin America, 2025 (download)

Europe presents a more balanced distribution across categories, pointing to diversified attack strategies.

TOP 10 categories of organizations mimicked by phishing and scam pages that were blocked on home users’ devices in Europe, 2025 (download)

Attackers actively localize their tactics to maximize relevance and effectiveness.

The distribution of financial phishing pages by category in 2025 reveals strong regional asymmetries that reflect both user behavior and attacker prioritization.

Globally, online stores dominated (48.45%), followed by banks (26.05%) and payment systems (25.50%). The decline in bank phishing may suggest that these services are becoming increasingly difficult to successfully impersonate, so fraudsters are turning to easier ways to access users’ finances.

However, this balance shifts significantly at the regional level.

In the Middle East, phishing is overwhelmingly concentrated on e-commerce (85.8%), indicating a heavy reliance on online retail lures, whereas in Africa, bank-related phishing leads (53.75%), which may indicate that user account security there is still insufficient. LATAM shows a more balanced distribution but with a higher share of online store targeting (46.30%), while APAC and Europe display a more even spread across all three categories, pointing to diversified attack strategies. These variations suggest that attackers are not operating uniformly but are instead adapting campaigns to regional digital habits, payment ecosystems, and trust patterns – maximizing effectiveness by aligning phishing content with the most commonly used financial services in each market.

Distribution of financial phishing pages by category and region, 2025 (download)

Online shopping scams

The distribution of organizations mimicked by phishing and scam pages in 2025 highlights a clear shift toward globally recognized digital service and e-commerce brands, with attackers prioritizing platforms that have large, active user bases and frequent payment interactions.

Netflix (28.42%) solidified its ranking as the most impersonated brand, followed by Apple (20.55%), Spotify (18.09%), and Amazon (17.85%). This reflects a move away from traditional retail-only targets toward subscription-based and ecosystem-driven services.

TOP 10 online shopping brands mimicked by phishing and scam pages, 2025 (download)

Regionally, this trend varies: Netflix dominates heavily in the Middle East, Apple leads in APAC, while Spotify ranks first across Europe, LATAM, and Africa. Although most of the top platforms are highly popular across different regions, we may suggest that the attackers tailor brand impersonation to regional popularity and user engagement.

Payment system phishing

Phishing campaigns are impersonating multiple payment ecosystems to maximize coverage. While PayPal was the most mimicked in 2024 with 37.53%, its share dropped to 14.10% in 2025. Mastercard, on the contrary, attracted cybercriminals’ attention, its share increasing from 30.54% to 33.45%, while Visa accounted for a significant 20.06% (last year, it wasn’t in the TOP 5), reinforcing the growing focus on widely used banking card networks. The continued presence of American Express (3.87%) and the increasing number of pages mimicking PayPay (11.72%) further highlight attacker experimentation and regional adaptation.

TOP 5 payment systems mimicked by phishing and scam pages, 2025 (download)

Financial malware

In 2025, the decline in users affected by financial PC malware continued. On the one hand, people continue to rely on mobile devices to manage their finances. On the other hand, some of the most prominent malware families that were initially designed as bankers had not used this functionality for years, so we excluded them from these statistics.

Changes in the number of unique users attacked by banking malware, by month, 2023–2025 (download)

Windows systems remained the primary platform targeted by attackers with financial malware. According to Kaspersky Security Bulletin, overall detections included 1,338,357 banking Trojan attacks globally from November 2024 to October 2025, though this number is also declining due to increasing focus on mobile vectors. Desktop threats continued to be distributed via traditional delivery methods like malicious emails, compromised websites, and droppers.

In 2025, Brazilian-origin families such as Grandoreiro (part of the Tetrade group) stood out for their constant activity and global reach. Despite a major law enforcement disruption in early 2024, Grandoreiro remained active in 2025, re-emerging with updated variants and continuing to operate. Other notable actors included Coyote and emerging families like Maverick, which abused WhatsApp for distribution while maintaining fileless techniques and overlaps with established Brazilian banking malware to steal credentials and enable fraudulent transactions on desktop banking platforms. Besides traditional bankers, other Brazilian malware families are worth mentioning, which specifically target relatively new and highly popular regional payment systems. One of the most prominent threats among these is GoPix Trojan focusing on the users of Brazilian Pix payment system. It is also capable of targeting local Boleto payment method, as well as stealing cryptocurrency.

There was also a surge in incidents in 2025 in which fraudsters targeted organizations through electronic document management (EDM) systems, for example, by substituting invoice details to trick victims into transferring funds. The Pure Trojan was most frequently encountered in such attacks. Attackers typically distribute it through targeted emails, using abbreviations of document names, software titles, or other accounting-related keywords in the headers of attached files. Globally in the corporate segment, Pure was detected 896 633 times over 2025, with over 64 thousand users attacked.

Contrary to PC banking malware, mobile banker attacks grew by 1.5 times in 2025 compared to the previous reporting period, which is consistent with their growth in 2024. They also saw a sharp surge in the number of unique installation packages. More statistics and trends on mobile banking malware can be found in our yearly mobile threat report.

Complementing traditional financial malware, infostealers played a significant role in enabling financial crime both on PCs and mobile devices by harvesting credentials, cookies, and autofill data from browsers and applications, which attackers then used for account takeovers or direct banking fraud. Kaspersky analyses pointed to a surge in infostealer detections (up by 59% globally on PCs), fueling credential-based attacks.

Financial cyberthreats on the dark web

The Kaspersky Digital Footprint Intelligence (DFI) team closely monitors infostealer activity on both PC and mobile devices to analyze emerging trends and assess the evolving tactics of cybercriminals.

Fraudsters especially target financial data such as payment cards, cryptocurrency wallets, login credentials and cookies for banking services, as well as documents stored on the victim’s device. The stolen data is collected in log files and shared on dark web resources, where they are bought, sold, or distributed freely and then used for financial fraud.

With access to financial data, fraudsters can gain control of users’ bank accounts and payment cards, and withdraw funds. Compromised accounts and cards are also frequently used in subsequent activities, turning the victims into intermediaries in a fraud scheme.

Compromised accounts

Kaspersky DFI found that in 2025, over one million online banking accounts (these are not Kaspersky product users) served by the world’s 100 largest banks fell victim to infostealers: their credentials were being freely shared on the dark web.

The countries with the highest median number of compromised accounts per bank were India, Spain, and Brazil.

The chart below shows the median number of compromised accounts per bank for the TOP 10 countries.

TOP 10 countries with the highest compromised account median (download)

Compromised payment cards

Seventy-four percent of payment cards that were compromised by infostealer malware, published on dark web resources and identified by the Digital Footprint Intelligence team in 2025, remained valid as of March 2026. This means that attackers could still use the cards that had been stolen months or even years prior.

It should be noted that the number of bank accounts and payment cards known to have been compromised by infostealers in 2025 will continue to rise, because fraudsters do not publish the log files immediately after the compromise but only after a delay of months or even years.

Data breaches

Regardless of the industry in which the target company operates, data breaches often expose users’ financial data, including payment card information, bank account details, transaction histories and other financial information. As a consequence, the compromised databases are sold and distributed on underground resources.

It should be noted that the threat is not limited to the exposure of financial information alone. Various identity documents and even seemingly public data, such as names, phone numbers and email addresses, can become a risk when they are published on the dark web. Such data attracts fraudsters’ attention and can be used in social engineering attacks to gain access to the user’s financial assets.

Sale of bank accounts and payment cards

The dark web often features services provided by stores that specialize in selling bank accounts and payment cards. Fraudsters typically obtain data for sale from a variety of sources, including infostealer logs and leaked databases, which are first repackaged and then combined.

Often, sellers offer complete victim profiles, referred to by fraudsters as “fullz”. These include not only bank accounts or payment cards but also identification documents, dates of birth, residential addresses, and other personal details. A full‑information package is usually more expensive than a payment card or a bank account alone.

Compiled databases

Fraudsters exploit various sources, including previously leaked databases, to compile new, thematic ones. Finance- and, in particular, cryptocurrency-related databases, are among the most popular. Compilations aimed at specific user groups, such as the elderly or wealthy people, are also of interest to cybercriminals.

Usually, thematic databases contain personal information about users, such as names, phone numbers, and email addresses. Fraudsters can use this data to launch social engineering attacks.

Creation of phishing websites

Phishing websites have become a powerful tool for the financial enrichment of fraudsters. Cybercriminals create fraudulent sites that masquerade as legitimate resources of companies operating in various industries. Gambling and retail sites remain among the most popular targets.

In order to obtain personal and financial information from unsuspecting users, adversaries seek out ways to create such phishing websites. Ready-made layouts and website copies are sold on the dark web and advertised as profitable tools. Moreover, fraudsters offer phishing website creation services.

Conclusion

The decline of traditional PC banking malware is not an indicator of reduced risk; rather, it highlights a redistribution of attacker effort toward more efficient methods targeting mobile devices, credential theft, and social engineering. Infostealers, in particular, are a force multiplier, enabling widespread compromise at scale.

Looking ahead to 2026, the financial threat landscape is expected to become even more data-driven and automated. Organizations must adapt by focusing on identity protection, real-time monitoring, and cross-channel threat intelligence, while users must remain vigilant against increasingly sophisticated and personalized attack techniques.

Unit 42 identifies a recruitment phishing campaign targeting senior professionals via impersonation and fraudulent resume fees.

The post Threat Brief: Recruiting Scheme Impersonating Palo Alto Networks Talent Acquisition Team appeared first on Unit 42.

To achieve their malign aims, Android malware developers have to address several challenges in a row: trick users to get inside their smartphones, dodge security software, talk victims into granting various system permissions, keep away from built-in battery optimizers that kill resource hogs, and, after all that, make sure their malware actually turns a profit. The creators of the BeatBanker — an Android‑based malware campaign recently discovered by our experts — have come up with something new for each one of these steps. The attack is (for now) aimed at Brazilian users, but the developers’ ambitions will almost certainly push them toward international expansion, so it’s worth staying on guard and studying the threat actor’s tricks. You can find a full technical analysis of the malware on Securelist.

How BeatBanker infiltrates a smartphone

The malware is distributed through specially crafted phishing pages that mimic the Google Play Store. A page that’s easily mistaken for the official app marketplace invites users to download a seemingly useful app. In one campaign, the trojan disguised itself as the Brazilian government services app, INSS Reembolso; in another, it posed as the Starlink app.

The installation takes place in several stages to avoid requesting too many permissions at once and to further lull the victim’s vigilance. After the first app is downloaded and launched, it displays an interface that also resembles Google Play and simulates an update for the decoy app — requesting the user’s permission to install apps, which doesn’t look out-of-the-ordinary in context. If you grant this permission, the malware downloads additional malicious modules to your smartphone.

All components of the trojan are encrypted. Before decrypting and proceeding to the next stages of infection, it checks to ensure it’s on a real smartphone and in the target country. BeatBanker immediately terminates its own process if it finds any discrepancies or detects that it’s running in emulated or analysis environments. This complicates dynamic analysis of the malware. Incidentally, the fake update downloader injects modules directly into RAM to avoid creating files on the smartphone that would be visible to security software.

All these tricks are nothing new and frequently used in complex malware for desktop computers. However, for smartphones, such sophistication is still a rarity, and not every security tool will spot it. Users of Kaspersky products are protected from this threat.

Playing audio as a shield

Once established on the smartphone, BeatBanker downloads a module for mining Monero cryptocurrency. The authors were very concerned that the smartphone’s aggressive battery optimization systems might shut down the miner, so they came up with a trick: playing an all-but-inaudible sound at all times. Power consumption control systems typically spare apps that are playing audio or video to avoid cutting off background music or podcast players. In this way, the malware can run continuously. Additionally, it displays a persistent notification in the status bar, asking the user to keep the phone on for a system update.

Control via Google

To manage the trojan, the authors leverage Google’s legitimate Firebase Cloud Messaging (FCM) — a system for receiving notifications and sending data from a smartphone. This feature is available to all apps and it’s the most popular method for sending and receiving data. Thanks to FCM, attackers can monitor the device’s status and change its settings as needed.

Nothing bad happens for a while after the malware is installed: the attackers wait it out. Then they trigger the miner, but they’re careful to throttle it back if the phone overheats, the battery starts dipping, or the owner happens to be using the device. All of this is handled via FCM.

Theft and espionage

In addition to the crypto miner, BeatBanker installs extra modules to spy on the user and rob them at the right moment. The spyware module requests Accessibility Services permission, and if this is granted, begins monitoring everything that’s happening on the smartphone.

If the owner opens the Binance or Trust Wallet app to send USDT, the malware overlays a fake screen on top of the wallet interface, effectively swapping the recipient’s address for its own. All transfers go to the attackers.

The trojan features an advanced remote control system and is capable of executing many other commands:

• Intercepting one-time codes from Google Authenticator
• Recording audio from the microphone
• Streaming the screen in real-time
• Monitoring the clipboard and intercept keystrokes
• Sending SMS messages
• Simulating taps on specific areas of the screen and text input according to a script sent by the attacker, and much more

All of this makes it possible to rob the victim when they use any other banking or payment services — not just crypto payments.

Sometimes victims are infected with a different module for espionage and remote smartphone control — the BTMOB remote access trojan. Its malicious capabilities are even broader, including:

• Automatic acquisition of certain permissions on Android 13–15
• Continuous geolocation tracking
• Access to the front and rear cameras
• Obtaining PIN codes and passwords for screen unlocking
• Capturing keyboard input

How to protect yourself from BeatBanker

Cybercriminals are constantly refining their attacks and coming up with new ways to profit from their victims. Despite this, you can protect yourself by following a few simple precautions:

• Download apps from official sources only, such as Google Play or the app store preinstalled by the vendor. If you find an app while searching the internet, don’t open it via a link from your browser; instead, head to the Google Play app or another branded store on your smartphone to search for it there. While you’re at it, check the number of downloads, the app’s age, and look at the ratings and reviews. Avoid new apps, apps with low ratings, and those with a small number of downloads.
• Check any permissions you grant. Don’t grant permissions if you’re not sure what they do or why that specific app requires them. Be extra careful with permissions like Install unknown apps, Accessibility, Superuser, and Display over other apps. We’ve written about these in detail in a separate article.
• Equip your device with a comprehensive anti-malware solution. We, naturally, recommend Kaspersky for Android. Users of Kaspersky products are protected from BeatBanker — detected with the verdicts HEUR:Trojan-Dropper.AndroidOS.BeatBanker and HEUR:Trojan-Dropper.AndroidOS.Banker.*.
• Regularly update both your operating system and security software. For Kaspersky for Android, which is currently unavailable on Google Play, please review our detailed instructions on installing and updating the app.

Threats to Android users have been going through the roof lately. Check out our other posts on the most relevant and widespread Android attacks and tips for keeping you and your loved ones safe:

• The perfect storm of Android threats
• Brain drain: vulnerabilities in mental health apps
• Pixnapping vulnerability: unblockable screenshots of your Android phone
• NFC skimming attacks
• A new layer of anti-phishing security in Kaspersky for Android

Every year, scammers cook up new ways to trick people, and 2025 was no exception. Over the past year, our anti-phishing system thwarted more than 554 million attempts to follow phishing links, while our Mail Anti-Virus blocked nearly 145 million malicious attachments. To top it off, almost 45% of all emails worldwide turned out to be spam. Below, we break down the most impressive phishing and spam schemes from last year. For the deep dive, you can read the full Spam and Phishing in 2025 report on Securelist.

Phishing for fun

Music lovers and cinephiles were prime targets for scammers in 2025. Bad actors went all out creating fake ticketing aggregators and spoofed versions of popular streaming services.

On these fake aggregator sites, users were offered “free” tickets to major concerts. The catch? You just had to pay a small “processing fee” or “shipping cost”. Naturally, the only thing being delivered was your hard-earned cash straight into a scammer’s pocket.

With streaming services, the hustle went like this: users received a tempting offer to, say, migrate their Spotify playlists to YouTube by entering their Spotify credentials. Alternatively, they were invited to vote for their favorite artist in a chart — an opportunity most fans find hard to pass up. To add a coat of legitimacy, scammers name-dropped heavy hitters like Google and Spotify. The phishing form targeted multiple platforms at once — Facebook, Instagram, or email — requiring users to enter their credentials to vote hand over their accounts.

In Brazil, scammers took it a step further: they offered users the chance to earn money just by listening to and rating songs on a supposed Spotify partner service. During registration, users had to provide their ID for Pix (the Brazilian instant payment system), and then make a one-time “verification payment” of 19.9 Brazilian reals (about $4) to “confirm their identity”. This fee was, of course, a fraction of the promised “potential earnings”. The payment form looked incredibly authentic and requested additional personal data — likely to be harvested for future attacks.

The “cultural date” scheme turned out to be particularly inventive. After matching and some brief chatting on dating apps, a new “love interest” would invite the victim to a play or a movie and send a link to buy tickets. Once the “payment” went through, both the date and the ticketing site would vanish into thin air. A similar tactic was used to sell tickets for immersive escape rooms, which have surged in popularity lately; the page designs mirrored real sites to lower the user’s guard.

Phishing via messaging apps

The theft of Telegram and WhatsApp accounts became one of the year’s most widespread threats. Scammers have mastered the art of masking phishing as standard chat app activities, and have significantly expanded their geographical reach.

On Telegram, free Premium subscriptions remained the ultimate bait. While these phishing pages were previously only seen in Russian and English, 2025 saw a massive expansion into other languages. Victims would receive a message — often from a friend’s hijacked account — offering a “gift”. To activate it, the user had to log in to their Telegram account on the attacker’s site, which immediately led to another hijacked account.

Another common scheme involved celebrity giveaways. One specific attack, disguised as an NFT giveaway, stood out because it operated through a Telegram Mini App. For the average user, spotting a malicious Mini App is much harder than identifying a sketchy external URL.

Finally, the classic vote for my friend messenger scam evolved in 2025 to include prompts to vote for the “city’s best dentist” or “top operational leader” — unfortunately, just bait for account takeovers.

Another clever method for hijacking WhatsApp accounts was spotted in China, where phishing pages perfectly mimicked the actual WhatsApp interface. Victims were told that due to some alleged “illegal activity”, they needed to undergo “additional verification”, which — you guessed it — ended up with a stolen account.

Impersonating Government Services

Phishing that mimics government messages and portals is a “classic of the genre”, but in 2025, scammers added some new scripts to the playbook.

In Russia, vishing attacks targeting government service users picked up steam. Victims received emails claiming an unauthorized login to their account, and were urged to call a specific number to undergo a “security check”. To make it look legit, the emails were packed with fake technical details: IP addresses, device models, and timestamps of the alleged login. Scammers also sent out phony loan approval notifications: if the recipient hadn’t applied for a loan (which they hadn’t), they were prompted to call a fake support team. Once the panicked victim reached an “operator”, social engineering took center stage.

In Brazil, attackers hunted for taxpayer numbers (CPF numbers) by creating counterfeit government portals. Since this ID is the master key for accessing state services, national databases, and personal documents, a hijacked CPF is essentially a fast track to identity theft.

In Norway, scammers targeted people looking to renew their driver’s licenses. A site mimicking the Norwegian Public Roads Administration collected a mountain of personal data: everything from license plate numbers, full names, addresses, and phone numbers to the unique personal identification numbers assigned to every resident. For the cherry on top, drivers were asked to pay a “license replacement fee” of 1200 NOK (over US$125). The scammers walked away with personal data, credit card details, and cash. A literal triple-combo move!

Generally speaking, motorists are an attractive target: they clearly have money and a car and a fear of losing it. UK-based scammers played on this by sending out demands to urgently pay some overdue vehicle tax to avoid some unspecified “enforcement action”. This “act now!” urgency is a classic phishing trope designed to distract the victim from a sketchy URL or janky formatting.

Let us borrow your identity, please

In 2025, we saw a spike in phishing attacks revolving around Know Your Customer (KYC) checks. To boost security, many services now verify users via biometrics and government IDs. Scammers have learned to harvest this data by spoofing the pages of popular services that implement these checks.

What sets these attacks apart is that, in addition to standard personal info, phishers demand photos of IDs or the victim’s face — sometimes from multiple angles. This kind of full profile can later be sold on dark web marketplaces or used for identity theft. We took a deep dive into this process in our post, What happens to data stolen using phishing?

AI scammers

Naturally, scammers weren’t about to sit out the artificial intelligence boom. ChatGPT became a major lure: fraudsters built fake ChatGPT Plus subscription checkout pages, and offered “unique prompts” guaranteed to make you go viral on social media.

The “earn money with AI” scheme was particularly cynical. Scammers offered passive income from bets allegedly placed by ChatGPT: the bot does all the heavy lifting while the user just watches the cash roll in. Sounds like a dream, right? But to “catch” this opportunity, you had to act fast. A special price on this easy way to lose your money was valid for only 15 minutes from the moment you hit the page, leaving victims with no time to think twice.

Across the board, scammers are aggressively adopting AI. They’re leveraging deepfakes, automating high-quality website design, and generating polished copy for their email blasts. Even live calls with victims are becoming components of more complex schemes, which we detailed in our post, How phishers and scammers use AI.

Booby-trapped job openings

Someone looking for work is a prime target for bad actors. By dangling high-paying remote roles at major brands, phishers harvested applicants’ personal data — and sometimes even squeezed them for small “document processing fees” or “commissions”.

In more sophisticated setups, “employment agency” phishing sites would ask for the phone number linked to the user’s Telegram account during registration. To finish “signing up”, the victim had to enter a “confirmation code”, which was actually a Telegram authorization code. After entering it, the site kept pestering the applicant for more profile details — clearly a distraction to keep them from noticing the new login notification on their phone. To “verify the user”, the victim was told to wait 24 hours, giving the scammers, who already had a foot in the door, enough time to hijack the Telegram account permanently.

Hype is a lie (but a very convincing one)

As usual, scammers in 2025 were quick to jump on every trending headline, launching email campaigns at breakneck speed.

For instance, following the launch of $TRUMP meme coins by the U.S. President, scam blasts appeared promising free NFTs from “Trump Meme Coin” and “Trump Digital Trading Cards”. We’ve previously broken down exactly how meme coins work, and how to (not) lose your shirt on them.

The second the iPhone 17 Pro hit the market, it became the prize in countless fake surveys. After “winning”, users just had to provide their contact info and pay for shipping. Once those bank details were entered, the “winner” risked losing not just the shipping fee, but every cent in their account.

Riding the Ozempic wave, scammers flooded inboxes with offers for counterfeit versions of the drug, or sketchy “alternatives” that real pharmacists have never even heard of.

And during the BLACKPINK world tour, spammers pivoted to advertising “scooter suitcases just like the band uses”.

Even Jeff Bezos’s wedding in the summer of 2025 became fodder for “Nigerian” email scams. Users received messages purportedly from Bezos himself or his ex-wife, MacKenzie Scott. The emails promised massive sums in the name of charity or as “compensation” from Amazon.

How to stay safe

As you can see, scammers know no bounds when it comes to inventing new ways to separate you from your money and personal data — or even stealing your entire identity. These are just a few of the wildest examples from 2025; you can dive into the full analysis of the phishing and spam threat landscape over at Securelist. In the meantime, here are a few tips to keep you from becoming a victim. Be sure to share these with your friends and family — especially kids, teens, and older relatives. These groups are often the main targets in the scammers’ crosshairs.

1. Check the URL before entering any data. Even if the page looks pixel-perfect, the address bar can give the game away.
2. Don’t follow links in suspicious messages, even if they come from someone you know. Their account could easily have been hijacked.
3. Never share verification codes with anyone. These codes are the master keys to your digital life.
4. Enable two-factor authentication everywhere you can. It adds a crucial extra hurdle for hackers.
5. Be skeptical of “too good to be true” offers. Free iPhones, easy money, and gifts from strangers are almost always a trap. For a refresher, check out our post, Phishing 101: what to do if you get a phishing email.
6. Install robust protection on all your devices. Kaspersky Premium automatically blocks phishing sites, malicious attachments, and spam blasts before you even have a chance to click. Plus, our Kaspersky for Android app features a three-tier anti-phishing system that can sniff out and neutralize malicious links in any message from any app. Read more about it in our post, A new layer of anti-phishing security in Kaspersky for Android.

The Olympic Games are more than just a massive celebration of sports; they’re a high-stakes business. Officially, the projected economic impact of the Winter Games — which kicked off on February 6 in Italy — is estimated at 5.3 billion euros. A lion’s share of that revenue is expected to come from fans flocking in from around the globe — with over 2.5 million tourists predicted to visit Italy. Meanwhile, those staying home are tuning in via TV and streaming. According to the platforms, viewership ratings are already hitting their highest peaks since 2014.

But while athletes are grinding for medals and the world is glued to every triumph and heartbreak, a different set of “competitors” has entered the arena to capitalize on the hype and the trust of eager fans. Cyberscammers of all stripes have joined an illegal race for the gold, knowing full well that a frenzy is a fraudster’s best friend.

Kaspersky experts have tracked numerous fraudulent schemes targeting fans during these Winter Games. Here’s how to avoid frustration in the form of fake tickets, non-existent merch, and shady streams, so you can keep your money and personal data safe.

Tickets to nowhere

The most popular scam on this year’s circuit is the sale of non-existent tickets. Usually, there are far fewer seats at the rinks and slopes than there are fans dying to see the main events. In a supply-and-demand crunch, folks scramble for any chance to snag those coveted passes, and that’s when phishing sites — clones of official vendors — come to the “rescue”. Using these, bad actors fish for fans’ payment details to either resell them on the dark web or drain their accounts immediately.

Remember: tickets for any Olympic event are sold only through the authorized Olympic platform or its listed partners. Any third-party site or seller outside the official channel is a scammer. We’re putting that play in the penalty box!

A fake goalie mitt, a counterfeit stick…

Dreaming of a Sydney Sweeney — sorry, Sidney Crosby — jersey? Or maybe you want a tracksuit with the official Games logo? Scammers have already set up dozens of fake online stores just for you! To pull off the heist, they use official logos, convincing photos, and padded rave reviews. You pay, and in return, you get… well, nothing but a transaction alert and your card info stolen.

I want my Olympic TV!

What if you prefer watching the action from the comfort of your couch rather than trekking from stadium to stadium, but you’re not exactly thrilled about paying for a pricey streaming subscription? Maybe there’s a free stream out there?

Sure thing! Five seconds of searching and your screen is flooded with dozens of “cheap”, “exclusive”, or even “free” live streams. They’ve got everything from figure skating to curling. But there’s a catch: for some reason — even though it’s supposedly free — a pop-up appears asking for your credit card details.

You type them in and hit “Play”, but instead of the long-awaited free skate program, you end up on a webcam ad site or somewhere even sketchier. The result: no show for you. At best, you were just used for traffic arbitrage; at worst, they now have access to your bank account. Either way, it’s a major bummer.

Defensive tactics

Scammers have been ripping off sports fans for years, and their payday depends entirely on how well they can mimic official portals. To stay safe, fans should mount a tiered defense: install reliable security software to block phishing, and keep a sharp eye on every URL you visit. If something feels even slightly off, never, ever enter your personal or payment info.

• Stick to authorized channels for tickets. Steer clear of third-party resellers and always double-check info on the official Olympic website.
• Use legitimate streaming services. Read the reviews and don’t hand over your credit card details to unverified sites.
• Be wary of Olympic merch and gift vendors. Don’t get baited by “exclusive” offers or massive discounts from unknown stores. Only buy from official retail partners.
• Avoid links in emails, direct messages, texts, or ads offering free tickets, streams, promo codes, or prize giveaways.
• Deploy a robust security solution. For instance, Kaspersky Premium automatically shuts down phishing attempts and blocks dangerous websites, malicious ads, and credit card skimmers in real time.

Want to see how sports fans were targeted in the past? Check out our previous posts:

• Summer scams in Paris
• How to watch soccer safely
• Soccer Cyberthreats

Technologies for creating fake video and voice messages are accessible to anyone these days, and scammers are busy mastering the art of deepfakes. No one is immune to the threat — modern neural networks can clone a person’s voice from just three to five seconds of audio, and create highly convincing videos from a couple of photos. We’ve previously discussed how to distinguish a real photo or video from a fake and trace its origin to when it was taken or generated. Now let’s take a look at how attackers create and use deepfakes in real time, how to spot a fake without forensic tools, and how to protect yourself and loved ones from “clone attacks”.

How deepfakes are made

Scammers gather source material for deepfakes from open sources: webinars, public videos on social networks and channels, and online speeches. Sometimes they simply call identity theft targets and keep them on the line for as long as possible to collect data for maximum-quality voice cloning. And hacking the messaging account of someone who loves voice and video messages is the ultimate jackpot for scammers. With access to video recordings and voice messages, they can generate realistic fakes that 95% of folks are unable to tell apart from real messages from friends or colleagues.

The tools for creating deepfakes vary widely, from simple Telegram bots to professional generators like HeyGen and ElevenLabs. Scammers use deepfakes together with social engineering: for example, they might first simulate a messenger app call that appears to drop out constantly, then send a pre-generated video message of fairly low quality, blaming it on the supposedly poor connection.

In most cases, the message is about some kind of emergency in which the deepfake victim requires immediate help. Naturally the “friend in need” is desperate for money, but, as luck would have it, they’ve no access to an ATM, or have lost their wallet, and the bad connection rules out an online transfer. The solution is, of course, to send the money not directly to the “friend”, but to a fake account, phone number, or cryptowallet.

Such scams often involve pre-generated videos, but of late real-time deepfake streaming services have come into play. Among other things, these allow users to substitute their own face in a chat-roulette or video call.

How to recognize a deepfake

If you see a familiar face on the screen together with a recognizable voice but are asked unusual questions, chances are it’s a deepfake scam. Fortunately, there are certain visual, auditory, and behavioral signs that can help even non-techies to spot a fake.

Visual signs of a deepfake

Lighting and shadow issues. Deepfakes often ignore the physics of light: the direction of shadows on the face and in the background may not match, and glares on the skin may look unnatural or not be there at all. Or the person in the video may be half-turned toward the window, but their face is lit by studio lighting. This example will be familiar to participants in video conferences, where substituted background images can appear extremely unnatural.

Blurred or floating facial features. Pay attention to the hairline: deepfakes often show blurring, flickering, or unnatural color transitions along this area. These artifacts are caused by flaws in the algorithm for superimposing the cloned face onto the original.

Unnaturally blinking or “dead” eyes. A person blinks on average 10 to 20 times per minute. Some deepfakes blink too rarely, others too often. Eyelid movements can be too abrupt, and sometimes blinking is out of sync, with one eye not matching the other. “Glassy” or “dead-eye” stares are also characteristic of deepfakes. And sometimes a pupil (usually just the one) may twitch randomly due to a neural network hallucination.

When analyzing a static image such as a photograph, it’s also a good idea to zoom in on the eyes and compare the reflections on the irises — in real photos they’ll be identical; in deepfakes — often not.

Lip-syncing issues. Even top-quality deepfakes trip up when it comes to synchronizing speech with lip movements. A delay of just a hundred milliseconds is noticeable to the naked eye. It’s often possible to observe an irregular lip shape when pronouncing the sounds m, f, or t. All of these are telltale signs of an AI-modeled face.

Static or blurred background. In generated videos, the background often looks unrealistic: it might be too blurry; its elements may not interact with the on-screen face; or sometimes the image behind the person remains motionless even when the camera moves.

Odd facial expressions. Deepfakes do a poor job of imitating emotion: facial expressions may not change in line with the conversation; smiles look frozen, and the fine wrinkles and folds that appear in real faces when expressing emotion are absent — the fake looks botoxed.

Auditory signs of a deepfake

Early AI generators modeled speech from small, monotonous phonemes, and when the intonation changed, there was an audible shift in pitch, making it easy to recognize a synthesized voice. Although today’s technology has advanced far beyond this, there are other signs that still give away generated voices.

Wooden or electronic tone. If the voice sounds unusually flat, without natural intonation variations, or there’s a vaguely electronic quality to it, there’s a high probability you’re talking to a deepfake. Real speech contains many variations in tone and natural imperfections.

No breathing sounds. Humans take micropauses and breathe in between phrases — especially in long sentences, not to mention small coughs and sniffs. Synthetic voices often lack these nuances, or place them unnaturally.

Robotic speech or sudden breaks. The voice may abruptly cut off, words may sound “glued” together, and the stress and intonation may not be what you’re used to hearing from your friend or colleague.

Lack of… shibboleths in speech. Pay attention to speech patterns (such as accent or phrases) that are typical of the person in real life but are poorly imitated (if at all) by the deepfake.

To mask visual and auditory artifacts, scammers often simulate poor connectivity by sending a noisy video or audio message. A low-quality video stream or media file is the first red flag indicating that checks are needed of the person at the other end.

Behavioral signs of a deepfake

Analyzing the movements and behavioral nuances of the caller is perhaps still the most reliable way to spot a deepfake in real time.

Can’t turn their head. During the video call, ask the person to turn their head so they’re looking completely to the side. Most deepfakes are created using portrait photos and videos, so a sideways turn will cause the image to float, distort, or even break up. AI startup Metaphysic.ai — creators of viral Tom Cruise deepfakes — confirm that head rotation is the most reliable deepfake test at present.

Unnatural gestures. Ask the on-screen person to perform a spontaneous action: wave their hand in front of their face; scratch their nose; take a sip from a cup; cover their eyes with their hands; or point to something in the room. Deepfakes have trouble handling impromptu gestures — hands may pass ghostlike through objects or the face, or fingers may appear distorted, or move unnaturally.

Screen sharing. If the conversation is work-related, ask your chat partner to share their screen and show an on-topic file or document. Without access to your real-life colleague’s device, this will be virtually impossible to fake.

Can’t answer tricky questions. Ask something that only the genuine article could know, for example: “What meeting do we have at work tomorrow?”, “Where did I get this scar?”, “Where did we go on vacation two years ago?” A scammer won’t be able to answer questions if the answers aren’t present in the hacked chats or publicly available sources.

Don’t know the codeword. Agree with friends and family on a secret word or phrase for emergency use to confirm identity. If a panicked relative asks you to urgently transfer money, ask them for the family codeword. A flesh-and-blood relation will reel it off; a deepfake-armed fraudster won’t.

What to do if you encounter a deepfake

If you’ve even the slightest suspicion that what you’re talking to isn’t a real human but a deepfake, follow our tips below.

• End the chat and call back. The surest check is to end the video call and connect with the person through another channel: call or text their regular phone, or message them in another app. If your opposite number is unhappy about this, pretend the connection dropped out.

• Don’t be pressured into sending money. A favorite trick is to create a false sense of urgency. “Mom, I need money right now, I’ve had an accident”; “I don’t have time to explain”; “If you don’t send it in ten minutes, I’m done for!” A real person usually won’t mind waiting a few extra minutes while you double-check the information.
• Tell your friend or colleague they’ve been hacked. If a call or message from someone in your contacts comes from a new number or an unfamiliar account, it’s not unusual — attackers often create fake profiles or use temporary numbers, and this is yet another red flag. But if you get a deepfake call from a contact in a messenger app or your address book, inform them immediately that their account has been hacked — and do it via another communication channel. This will help them take steps to regain access to their account (see our detailed instructions for Telegram and WhatsApp), and to minimize potential damage to other contacts, for example, by posting about the hack.

How to stop your own face getting deepfaked

• Restrict public access to your photos and videos. Hide your social media profiles from strangers, limit your friends list to real people, and delete videos with your voice and face from public access.
• Don’t give suspicious apps access to your smartphone camera or microphone. Scammers can collect biometric data through fake apps disguised as games or utilities. To stop such programs from getting on your devices, use a proven all-in-one security solution.
• Use passkeys, unique passwords, and two-factor authentication (2FA) where possible. Even if scammers do create a deepfake with your face, 2FA will make it much harder to access your accounts and use them to send deepfakes. A cross-platform password manager with support for passkeys and 2FA codes can help out here.
• Teach friends and family how to spot deepfakes. Elderly relatives, young children, and anyone new to technology are the most vulnerable targets. Educate them about scams, show them examples of deepfakes, and practice using a family codeword.
• Use content analyzers. While there’s no silver bullet against deepfakes, there are services that can identify AI-generated content with high accuracy. For graphics, these include Undetectable AI and Illuminarty; for video — Deepware; and for all types of deepfakes — Sensity AI and Hive Moderation.
• Keep a cool head. Scammers apply psychological pressure to hurry victims into acting rashly. Remember the golden rule: if a call, video, or voice message from anyone you know rouses even the slightest suspicion, end the conversation and make contact through another channel.

To protect yourself and loved ones from being scammed, learn more about how scammers deploy deepfakes:

• How phishers and scammers use AI
• How fraudsters bypass customer identity verification using deepfakes
• Watch the (verified) birdie, or new ways to recognize fakes
• Is it the boss — or is it a fraudster? Scams disguised as urgent orders from top brass
• Don’t believe your ears: voice deepfakes

Criminals are using AI to clone professional websites at an industrial scale. A new report shows how one AI-powered network grew to 150+ domains by hiding behind Cloudflare and rotating IP ranges.

The post Researchers Expose Network of 150 Cloned Law Firm Websites in AI-Powered Scam Campaign appeared first on SecurityWeek.

In 2025, cybersecurity researchers discovered several open databases belonging to various AI image-generation tools. This fact alone makes you wonder just how much AI startups care about the privacy and security of their users’ data. But the nature of the content in these databases is far more alarming.

A large number of generated pictures in these databases were images of women in lingerie or fully nude. Some were clearly created from children’s photos, or intended to make adult women appear younger (and undressed). Finally, the most disturbing part: some pornographic images were generated from completely innocent photos of real people — likely taken from social media.

In this post, we’re talking about what sextortion is, and why AI tools mean anyone can become a victim. We detail the contents of these open databases, and give you advice on how to avoid becoming a victim of AI-era sextortion.

What is sextortion?

Online sexual extortion has become so common it’s earned its own global name: sextortion (a portmanteau of sex and extortion). We’ve already detailed its various types in our post, Fifty shades of sextortion. To recap, this form of blackmail involves threatening to publish intimate images or videos to coerce the victim into taking certain actions, or to extort money from them.

Previously, victims of sextortion were typically adult industry workers, or individuals who’d shared intimate content with an untrustworthy person.

However, the rapid advancement of artificial intelligence, particularly text-to-image technology, has fundamentally changed the game. Now, literally anyone who’s posted their most innocent photos publicly can become a victim of sextortion. This is because generative AI makes it possible to quickly, easily, and convincingly undress people in any digital image, or add a generated nude body to someone’s head in a matter of seconds.

Of course, this kind of fakery was possible before AI, but it required long hours of meticulous Photoshop work. Now, all you need is to describe the desired result in words.

To make matters worse, many generative AI services don’t bother much with protecting the content they’ve been used to create. As mentioned earlier, last year saw researchers discover at least three publicly accessible databases belonging to these services. This means the generated nudes within them were available not just to the user who’d created them, but to anyone on the internet.

How the AI image database leak was discovered

In October 2025, cybersecurity researcher Jeremiah Fowler uncovered an open database containing over a million AI-generated images and videos. According to the researcher, the overwhelming majority of this content was pornographic in nature. The database wasn’t encrypted or password-protected — meaning any internet user could access it.

The database’s name and watermarks on some images led Fowler to believe its source was the U.S.-based company SocialBook, which offers services for influencers and digital marketing services. The company’s website also provides access to tools for generating images and content using AI.

However, further analysis revealed that SocialBook itself wasn’t directly generating this content. Links within the service’s interface led to third-party products — the AI services MagicEdit and DreamPal — which were the tools used to create the images. These tools allowed users to generate pictures from text descriptions, edit uploaded photos, and perform various visual manipulations, including creating explicit content and face-swapping.

The leak was linked to these specific tools, and the database contained the product of their work, including AI-generated and AI-edited images. A portion of the images led the researcher to suspect they’d been uploaded to the AI as references for creating provocative imagery.

Fowler states that roughly 10,000 photos were being added to the database every single day. SocialBook denies any connection to the database. After the researcher informed the company of the leak, several pages on the SocialBook website that had previously mentioned MagicEdit and DreamPal became inaccessible and began returning errors.

Which services were the source of the leak?

Both services — MagicEdit and DreamPal — were initially marketed as tools for interactive, user-driven visual experimentation with images and art characters. Unfortunately, a significant portion of these capabilities were directly linked to creating sexualized content.

For example, MagicEdit offered a tool for AI-powered virtual clothing changes, as well as a set of styles that made images of women more revealing after processing — such as replacing everyday clothes with swimwear or lingerie. Its promotional materials promised to turn an ordinary look into a sexy one in seconds.

DreamPal, for its part, was initially positioned as an AI-powered role-playing chat, and was even more explicit about its adult-oriented positioning. The site offered to create an ideal AI girlfriend, with certain pages directly referencing erotic content. The FAQ also noted that filters for explicit content in chats were disabled so as not to limit users’ most intimate fantasies.

Both services have suspended operations. At the time of writing, the DreamPal website returned an error, while MagicEdit seemed available again. Their apps were removed from both the App Store and Google Play.

Jeremiah Fowler says earlier in 2025, he discovered two more open databases containing AI-generated images. One belonged to the South Korean site GenNomis, and contained 95,000 entries — a substantial portion of which being images of “undressed” people. Among other things, the database included images with child versions of celebrities: American singers Ariana Grande and Beyoncé, and reality TV star Kim Kardashian.

How to avoid becoming a victim

In light of incidents like these, it’s clear that the risks associated with sextortion are no longer confined to private messaging or the exchange of intimate content. In the era of generative AI, even ordinary photos, when posted publicly, can be used to create compromising content.

This problem is especially relevant for women, but men shouldn’t get too comfortable either: the popular blackmail scheme of “I hacked your computer and used the webcam to make videos of you browsing adult sites” could reach a whole new level of persuasion thanks to AI tools for generating photos and videos.

Therefore, protecting your privacy on social media and controlling what data about you is publicly available become key measures for safeguarding both your reputation and peace of mind. To prevent your photos from being used to create questionable AI-generated content, we recommend making all your social media profiles as private as possible — after all, they could be the source of images for AI-generated nudes.

We’ve already published multiple detailed guides on how to reduce your digital footprint online or even remove your data from the internet, how to stop data brokers from compiling dossiers on you, and protect yourself from intimate image abuse.

Additionally, we have a dedicated service, Privacy Checker — perfect for anyone who wants a quick but systematic approach to privacy settings everywhere possible. It compiles step-by-step guides for securing accounts on social media and online services across all major platforms.

And to ensure the safety and privacy of your child’s data, Kaspersky Safe Kids can help: it allows parents to monitor which social media their child spends time on. From there, you can help them adjust privacy settings on their accounts so their posted photos aren’t used to create inappropriate content. Explore our guide to children’s online safety together, and if your child dreams of becoming a popular blogger, discuss our step-by-step cybersecurity guide for wannabe bloggers with them.

Thanks to the convenience of NFC and smartphone payments, many people no longer carry wallets or remember their bank card PINs. All their cards reside in a payment app, and using that is quicker than fumbling for a physical card. Mobile payments are also secure — the technology was developed relatively recently and includes numerous anti-fraud protections. Still, criminals have invented several ways to abuse NFC and steal your money. Fortunately, protecting your funds is straightforward: just know about these tricks and avoid risky NFC usage scenarios.

What are NFC relay and NFCGate?

NFC relay is a technique where data wirelessly transmitted between a source (like a bank card) and a receiver (like a payment terminal) is intercepted by one intermediate device, and relayed in real time to another. Imagine you have two smartphones connected via the internet, each with a relay app installed. If you tap a physical bank card against the first smartphone and hold the second smartphone near a terminal or ATM, the relay app on the first smartphone will read the card’s signal using NFC, and relay it in real time to the second smartphone, which will then transmit this signal to the terminal. From the terminal’s perspective, it all looks like a real card is tapped on it — even though the card itself might physically be in another city or country.

This technology wasn’t originally created for crime. The NFCGate app appeared in 2015 as a research tool after it was developed by students at the Technical University of Darmstadt in Germany. It was intended for analyzing and debugging NFC traffic, as well as for education purposes and experiments with contactless technology. NFCGate was distributed as an open-source solution and used in academic and enthusiast circles.

Five years later, cybercriminals caught on to the potential of NFC relay and began modifying NFCGate by adding mods that allowed it to run through a malicious server, disguise itself as legitimate software, and perform social engineering scenarios.

What began as a research project morphed into the foundation for an entire class of attacks aimed at draining bank accounts without physical access to bank cards.

A history of misuse

The first documented attacks using a modified NFCGate occurred in late 2023 in the Czech Republic. By early 2025, the problem had become large scale  and noticeable: cybersecurity analysts uncovered more than 80 unique malware samples built on the NFCGate framework. The attacks evolved rapidly, with NFC relay capabilities being integrated into other malware components.

By February 2025, malware bundles combining CraxsRAT and NFCGate emerged, allowing attackers to install and configure the relay with minimal victim interaction. A new scheme, a so-called “reverse” version of NFCGate, appeared in spring 2025, fundamentally changing the attack’s execution.

Particularly noteworthy is the RatOn Trojan, first detected in the Czech Republic. It combines remote smartphone control with NFC relay capabilities, letting attackers target victims’ banking apps and cards through various technique combinations. Features like screen capture, clipboard data manipulation, SMS sending, and stealing info from crypto wallets and banking apps give criminals an extensive arsenal.

Cybercriminals have also packaged NFC relay technology into malware-as-a-service (MaaS) offerings, and reselling them to other threat actors through subscription. In early 2025, analysts uncovered a new and sophisticated Android malware campaign in Italy, dubbed SuperCard X. Attempts to deploy SuperCard X were recorded in Russia in May 2025, and in Brazil in August of the same year.

The direct NFCGate attack

The direct attack is the original criminal scheme exploiting NFCGate. In this scenario, the victim’s smartphone plays the role of the reader, while the attacker’s phone acts as the card emulator.

First, the fraudsters trick the user into installing a malicious app disguised as a banking service, a system update, an “account security” app, or even a popular app like TikTok. Once installed, the app gains access to both NFC and the internet — often without requesting dangerous permissions or root access. Some versions also ask for access to Android accessibility features.

Then, under the guise of identity verification, the victim is prompted to tap their bank card to their phone. When they do, the malware reads the card data via NFC and immediately sends it to the criminals’ server. From there, the information is relayed to a second smartphone held by a money mule, who helps extract the money. This phone then emulates the victim’s card to make payments at a terminal or withdraw cash from an ATM.

The fake app on the victim’s smartphone also asks for the card PIN — just like at a payment terminal or ATM — and sends it to the attackers.

In early versions of the attack, criminals would simply stand ready at an ATM with a phone to use the duped user’s card in real time. Later, the malware was refined so the stolen data could be used for in-store purchases in a delayed, offline mode, rather than in a live relay.

For the victim, the theft is hard to notice: the card never left their possession, they didn’t have to manually enter or recite its details, and the bank alerts about the withdrawals can be delayed or even intercepted by the malicious app itself.

Among the red flags that should make you suspect a direct NFC attack are:

• prompts to install apps not from official stores;
• requests to tap your bank card on your phone.

The reverse NFCGate attack

The reverse attack is a newer, more sophisticated scheme. The victim’s smartphone no longer reads their card — it emulates the attacker’s card. To the victim, everything appears completely safe: there’s no need to recite card details, share codes, or tap a card to the phone.

Just like with the direct scheme, it all starts with social engineering. The user gets a call or message convincing them to install an app for “contactless payments”, “card security”, or even “using central bank digital currency”. Once installed, the new app asks to be set as the default contactless payment method — and this step is critically important. Thanks to this, the malware requires no root access — just user consent.

The malicious app then silently connects to the attackers’ server in the background, and the NFC data from a card belonging to one of the criminals is transmitted to the victim’s device. This step is completely invisible to the victim.

Next, the victim is directed to an ATM. Under the pretext of “transferring money to a secure account” or “sending money to themselves”, they are instructed to tap their phone on the ATM’s NFC reader. At this moment, the ATM is actually interacting with the attacker’s card. The PIN is dictated to the victim beforehand — presented as “new” or “temporary”.

The result is that all the money deposited or transferred by the victim ends up in the criminals’ account.

The hallmarks of this attack are:

• requests to change your default NFC payment method;
• a “new” PIN;
• any scenario where you’re told to go to an ATM and perform actions there under someone else’s instructions.

How to protect yourself from NFC relay attacks

NFC relay attacks rely not so much on technical vulnerabilities as on user trust. Defending against them comes down to some simple precautions.

• Make sure you keep your trusted contactless payment method (like Google Pay or Samsung Pay) as the default.
• Never tap your bank card on your phone at someone else’s request, or because an app tells you to. Legitimate apps might use your camera to scan a card number, but they’ll never ask you to use the NFC reader for your own card.
• Never follow instructions from strangers at an ATM — no matter who they claim to be.
• Avoid installing apps from unofficial sources. This includes links sent via messaging apps, social media, SMS, or recommended during a phone call — even if they come from someone claiming to be customer support or the police.
• Use comprehensive security on your Android smartphones to block scam calls, prevent visits to phishing sites, and stop malware installation.
• Stick to official app stores only. When downloading from a store, check the app’s reviews, number of downloads, publication date, and rating.
• When using an ATM, rely on your physical card instead of your smartphone for the transaction.
• Make it a habit to regularly check the “Payment default” setting in your phone’s NFC menu. If you see any suspicious apps listed, remove them immediately and run a full security scan on your device.
• Review the list of apps with accessibility permissions — this is a feature commonly abused by malware. Either revoke these permissions for any suspicious apps, or uninstall the apps completely.
• Save the official customer service numbers for your banks in your phone’s contacts. At the slightest hint of foul play, call your bank’s hotline directly without delay.
• If you suspect your card details may have been compromised, block the card immediately.

The outgoing year of 2025 has significantly transformed our access to the Web and the ways we navigate it. Radical new laws, the rise of AI assistants, and websites scrambling to block AI bots are reshaping the internet right before our eyes. So what do you need to know about these changes, and what skills and habits should you bring with you into 2026? As is our tradition, we’re framing this as eight New Year’s resolutions. What are we pledging for 2026?…

Get to know your local laws

Last year was a bumper crop for legislation that seriously changed the rules of the internet for everyday users. Lawmakers around the world have been busy:

• Banning social media for teens
• Introducing strict age verification (think scanning your ID) procedures to visit certain categories of websites
• Requiring explicit parental consent for minors to access many online services
• Applying pressure through blocks and lawsuits against platforms that wouldn’t comply with existing child protection laws — with Roblox finding itself in a particularly bright spotlight

Your best bet is to get news from sites that report calmly and without sensationalism, and to review legal experts’ commentaries. You need to understand what obligations fall on you, and, if you have underage children — what changes for them.

You might face difficult conversations with your kids about new rules for using social media or games. It’s crucial that teenage rebellion doesn’t lead to dangerous mistakes such as installing malware disguised as a “restriction-bypassing mod”, or migrating to small, unmoderated social networks. Safeguarding the younger generation requires reliable protection on their computers and smartphones, alongside parental control tools.

But it’s not just about simple compliance with laws. You’ll almost certainly encounter negative side effects that lawmakers didn’t anticipate.

Master new methods of securing access

Some websites choose to geoblock certain countries entirely to avoid the complexities of complying with regional regulations. If you’re certain your local laws allow access to the content, you can bypass these geoblocks by using a VPN. You need to select a server in a country where the site is accessible.

It’s important to choose a service that doesn’t just offer servers in the right locations, but actually enhances your privacy — as many free VPNs can effectively compromise it. We recommend Kaspersky VPN Secure Connection.

Brace for document leaks

While age verification can be implemented in different ways, it often involves websites using a third-party verification service. On your first login attempt, you’ll be redirected to a separate site to complete one of several checks: take a photo of your ID or driver’s license, use a bank card, or nod and smile for a video, and so on.

The mere idea of presenting a passport to access adult websites is deeply unpopular with many people on principle. But beyond that, there’s a serious risk of data leaks. These incidents are already a reality: data breaches have impacted a contractor used to verify Discord users, as well as service providers for TikTok and Uber. The more websites that require this verification, the higher the risk of a leak becomes.

So what can you do?

• Prioritize services that don’t require document uploads. Instead, look for those utilizing alternative age verification methods such as a micro-transaction charge to a payment card, confirmation through your bank or another trusted external provider, or behavioral/biometric analysis.
• Pick the least sensitive and easiest-to-replace document you have, and use only that one for all verifications. “Least sensitive” in this case means containing minimal personal data, and not referencing other primary identifiers like a national ID number.
• Use a separate, dedicated email address and phone number in combination with that document. For the sites and services that don’t verify your identity, use completely different contact details. This makes it much harder for your data to be easily pieced together from different leaks.

Learn scammers’ new playbook

It’s highly likely that under the guise of “age verification”, scammers will begin phishing for personal and payment data, and pushing malware onto visitors. After all, it’s very tempting to simply copy and paste some text on your computer instead of uploading a photo of your passport. Currently, ClickFix attacks are mostly disguised as CAPTCHA checks, but age verification is the logical next step for these schemes. How to lower these risks?

• Carefully check any websites that require verification. Do not complete the verification if you’ve already done it for that service before, or if you landed on the verification page via a link from a messaging app, search engine, or ad.
• Never download apps or copy and paste text for verification. All legitimate services operate within the browser window, though sometimes desktop users are asked to switch to a smartphone to complete the check.
• Analyze and be suspicious of any situation that requires entering a code received via a messaging app or SMS to access a website or confirm an action. This is often a scheme to hijack your messaging account or another critical service.
• Install reliable security software on all your computers and smartphones to help block access to scam sites. We recommend Kaspersky Premium — it provides: a secure VPN, malware protection, alerts if your personal data appears in public leaks, a password manager, parental controls, and much more.

Cultivate healthy AI usage habits

Even if you’re not a fan of AI, you’ll find it hard to avoid: it’s literally being shoved into each everyday service: Android, Chrome, MS Office, Windows, iOS, Creative Cloud… the list is endless. As with fast food, television, TikTok, and other easily accessible conveniences, the key is striking a balance between the healthy use of these assistants and developing an addiction.

Identify the areas where your mental sharpness and personal growth matter most to you. A person who doesn’t run regularly lowers their fitness level. Someone who always uses GPS navigation gets worse at reading paper maps. Wherever you value the work of your mind, offloading it to AI is a path to losing your edge. Maintain a balance: regularly do that mental work yourself — even if AI can do it well — from translating text to looking up info on Wikipedia. You don’t have to do it all the time, but remember to do it at least some of the time. For a more radical approach, you can also disable AI services wherever possible.

Know where the cost of a mistake is high. Despite developers’ best efforts, AI can sometimes deliver completely wrong answers with total confidence. These so-called hallucinations are unlikely to be fully eradicated anytime soon. Therefore, for important documents and critical decisions, either avoid using AI entirely, or scrutinize its output with extreme care. Check every number, every comma.

In other areas, feel free to experiment with AI. But even for seemingly harmless uses, remember that mistakes and hallucinations are a real possibility.

How to lower the risk of leaks. The more you use AI, the more of your information goes to the service provider. Whenever possible, prioritize AI features that run entirely on your device. This category includes things like the protection against fraudulent sites in Chrome, text translation in Firefox, the rewriting assistant in iOS, and so on. You can even run a full-fledged chatbot locally on your own computer.

AI agents need close supervision. The agentic capabilities of AI — where it doesn’t just suggest but actively does work for you — are especially risky. Thoroughly research the risks in this area before trusting an agent with online shopping or booking a vacation. And use modes where the assistant asks for your confirmation before entering personal data — let alone buying anything.

Audit your subscriptions and plans

The economics of the internet is shifting right before our eyes. The AI arms race is driving up the cost of components and computing power, tariffs and geopolitical conflicts are disrupting supply chains, and baking AI features into familiar products sometimes comes with a price hike. Practically any online service can get more expensive overnight — sometimes by double-digit percentages. Some providers are taking a different route, moving away from a fixed monthly fee to a pay-per-use model for things like songs downloaded or images generated.

To avoid nasty surprises when you check your bank statement, make it a habit to review the terms of all your paid subscriptions at least three or four times a year. You might find that a service has updated its plans and that you need to downgrade to a simpler one. Or a service might have quietly signed you up for an extra feature you’re not even aware of — and you need to disable it. Some services might be better switched to a free tier or canceled altogether. Financial literacy is becoming a must-have skill for managing your digital spending.

To get a complete picture of your subscriptions and truly understand how much you’re spending on digital services each month or year, it’s best to track them all in one place. A simple Excel or Google Docs spreadsheet works, but a dedicated app like SubsCrab is more convenient. It sends reminders for upcoming payments, shows all your spending month-by-month, and can even help you find better deals on the same or similar services.

Prioritize the longevity of your tech

The allure of powerful new processors, cameras, and AI features might tempt you to buy a new smartphone or laptop in 2026, but planning for making it last for several years should be a priority. There are a few reasons…

First, the pace of meaningful new features has slowed, and the urge to upgrade frequently has diminished for many. Second, gadget prices have risen significantly due to more expensive chips, labor, and shipping — making major purchases harder to justify. Furthermore, regulations like those in the EU now require easily replaceable batteries in new devices, meaning the part that wears out the fastest in a phone will be simpler and cheaper to swap out yourself.

So, what does it take to make sure your smartphone or laptop reliably lasts several years?

• Physical protection. Use cases, screen protectors, and maybe even a waterproof pouch.
• Proper storage. Avoid extreme temperatures, don’t leave it baking in direct sun or freezing overnight in a car at -15°C.
• Battery care. Avoid regularly draining it to single-digit percentages.
• Regular software updates. This is the trickiest part. Updates are essential for security to protect your phone or laptop from new types of attacks. However, updates can sometimes cause slowdowns, overheating, or battery drain. The prudent approach is to wait about a week after a major OS update, check feedback from users of your exact model, and only install it if the coast seems clear.

Secure your smart home

The smart home is giving way to a new concept: the intelligent home. The idea is that neural networks will help your home make its own decisions about what to do and when, all for your convenience — without needing pre-programmed routines. Thanks to the Matter 1.3 standard, a smart home can now manage not just lights, TVs, and locks, but also kitchen appliances, dryers, and even EV chargers! Even more importantly, we’re seeing a rise in devices where Matter over Thread is the native, primary communication protocol, like the new IKEA KAJPLATS lineup. Matter-powered devices from different vendors can see and communicate with each other. This means you can, say, buy an Apple HomePod as your smart home central hub and connect Philips Hue bulbs, Eve Energy plugs, and IKEA BILRESA switches to it.

All of this means that smart and intelligent homes will become more common — and so will the ways to attack them. We have a detailed article on smart home security, but here are a few key tips relevant in light of the transition to Matter.

• Consolidate your devices into a single Matter fabric. Use the minimum number of controllers, for example, one Apple TV + one smartphone. If a TV or another device accessible to many household members acts as a controller, be sure to use password security and other available restrictions for critical functions.
• Choose a hub and controller from major manufacturers with a serious commitment to security.
• Minimize the number of devices connecting your Matter fabric to the internet. These devices — referred to as Border Routers — must be well-protected from external cyberattacks, for example, by restricting their access at the level of your home internet router.
• Regularly audit your home network for any suspicious, unknown devices. In your Matter fabric, this is done via your controller or hub, and in your home network — via your primary router or a feature like Smart Home Monitor in Kaspersky Premium.

Admit it: you’ve been meaning to jump on the latest NFT reincarnation — Telegram Gifts — but just haven’t gotten around to it. It’s the hottest trend right now. Developers are churning out collectible images in partnership with celebs like Snoop Dogg. All your friends’ profiles are already decked out with these modish pictures, and you’re dying to hop on this hype train — but pay as little as possible for it.

And then it happens — a stranger messages you privately with a generous offer: a chance to snag a couple of these digital gifts — with no investment required. A bot that looks completely legit is running an airdrop. In the world of NFTs, an airdrop is a promotional stunt where a small number of new crypto assets are given away for free. The buzzword has been adopted on Telegram, thanks to the crypto nature of these gifts and the NFT mechanics running under the hood.

They’re offering you these gift images for free — or so they say. You could later attach them to your profile or sell them for Telegram’s native currency, Toncoin. You don’t even have to tap an external link. Just hit a button in the message, launch a Mini App right inside Telegram itself, and enter your login credentials. And then… your account immediately gets hijacked. You won’t get any gifts, and overall, you’ll be left with anything but a celebratory feeling.

Today, we break down a phishing scheme that exploits Telegram’s built-in Mini Apps, and share tips to help you avoid falling for these attacks.

How the new phishing scheme works

The principle of classic phishing is straightforward: the user gets a link to a fake website that mimics a legitimate sign-in form. When the victim enters their credentials, this data goes straight to the scammer. However, phishing tactics are constantly evolving, and this new attack method is far more insidious.

The bad actors create phishing Mini Apps directly inside Telegram. These appear as standard web pages but are embedded within the messaging app’s interface instead of opening in an external browser. To the user, these apps look completely legitimate. After all, they run within the official Telegram app itself.

This leads the victim to think, “If this app runs inside Telegram, there must be some kind of vetting process for these apps. Surely they wouldn’t let an obvious scam through?” In practice, it turns out that’s not the case at all.

How is this scheme even a thing?

A core security issue with Telegram Mini Apps is that the platform does almost no vetting before an app goes live. This is a world apart from the strict review processes used by Google Play and the App Store — although even there, obvious malware occasionally slips through.

On Telegram, it’s far easier for bad actors. Essentially, anyone who wishes to create and launch a Mini App can do so. Telegram does not review the code, functionality, or the developer’s intent. This turns a security flaw within a messaging service boasting nearly a billion global users into a global-scale problem. To make matters worse, moderation of these Mini Apps within Telegram is entirely reactive — meaning action is only taken after users start complaining or law enforcement gets involved.

In this case, the bait was “gifts” from UFC fighters: a giveaway of “papakhas” — digital gift images of the traditional Dagestani hat released by Telegram in partnership with Khabib Nurmagomedov. An auction for these items did take place, with Pavel Durov even posting about it on his X and Telegram (Khabib reposted these announcements but later deleted them after the auction ended). However, there were only 29 000 of these “papakhas” released, which wasn’t enough to satisfy all the eager fans. Scammers seized on the opportunity, assuring fans they could get the exclusive items for free. The phishing campaign was a targeted one — focusing on users who’d been active on the athlete’s channel.

How the scammers lull their victims

The criminals leveraged the name of the popular Portals platform — a legitimate service for games, apps, and entertainment within Telegram. They created a series of Mini Apps that were visually almost indistinguishable from the real ones, and promoted them as free giveaways — airdrops.

That said, the scam campaigns themselves show signs of being rushed and cutting design and copywriting costs — with obvious signs of AI involvement. Some of the messages contain leftover text fragments clearly generated by a neural network, which the scammers either forgot or couldn’t be bothered to edit.

How to protect your Telegram account from being hacked

The golden security rules are simple: stay vigilant, and learn the key hallmarks of these attacks:

• Verify the source. If you receive a link promising a giveaway from a celebrity or even Telegram itself but sent from an unfamiliar account or a dubious group, don’t click. Cross-check through the celebrity or company’s official channel to see if they’re actually running a promo like that.
• Inspect the account verification badge. Ascertain that the blue checkmark is real and not just an emoji status or part of the profile name. You can verify this by simply tapping that checkmark icon in the profile. If it’s a Premium emoji status, Telegram will explicitly tell you so. If a checkmark emoji is simply added to the profile name, tapping it doesn’t do anything. But if the account is genuinely verified, tapping the blue checkmark will bring up an official confirmation message from Telegram.
• Don’t be in a rush to authenticate in Mini Apps. Legitimate Telegram apps typically don’t require you to sign in again through a form inside the Mini App. If you’re prompted to enter your phone number or a verification code, it’s likely a phishing attempt.
• Look for signs of AI-generated text or design. Weird grammar, unnatural phrasing, or leftover neural network prompts within a message are a red flag. Scammers frequently use AI-powered generation to churn out text quickly and cheaply.
• Turn on two-step verification (your Telegram password). Do this right now in Settings → Privacy and Security → Two-Step Verification. Even if a scammer manages to get your phone number and SMS code, they won’t be able to access your account without this password. Obviously, never share your password with anyone — it’s meant only for you to sign in to your Telegram account.
• Use a passkey to secure your account. A recent Telegram update added the ability to securely sign in with a passkey. We’ve covered using passkeys with popular services and the associated caveats in detail. A passkey makes it nearly impossible for a malicious actor to steal your account. You can set one up in Settings → Privacy and Security → Passkeys.
• Store your password and passkey in a password manager. If you’ve secured your account with both a password and a passkey, remember that a weak, reused, or compromised password can still be the proverbial “spare key under the mat” for attackers — even if the “front door” is locked with a passkey. Therefore, we recommend creating a strong, unique password for Telegram and storing it — along with your passkey — in Kaspersky Password Manager. This keeps your credentials and keys available across all your devices.
• Install Kaspersky for Android on your smartphone. Its new anti-phishing technology protects you from phishing links embedded in notifications from any app.

What to do if your Telegram account was already stolen

The key is keeping calm and acting swiftly. You have just 24 hours to reclaim your account, or you risk losing it permanently. Follow the step-by-step guide to restoring access in our post What to do if your Telegram account is hacked.

Finally, a reminder that has become our classic mantra: if an offer looks too good to be true, it almost certainly is. Always verify information through official channels, and never enter your passwords or passkeys into unofficial apps or forms — even if they look legit. Stay vigilant and stay safe.

Want more tips on securing your messenger accounts and chats? Check out our related posts:

• Messengers 101: safety and privacy advice
• Messaging other platforms via WhatsApp: the pros and cons
• WhatsApp and Telegram account hijacking: How to protect yourself against scams
• What to do if your WhatsApp account gets hacked
• What to do if your Telegram account is hacked

Americans aged 60 and older lost $4.8 billion in 2024 to scammers, according to a report released by the FBI. These figures represent real people, real families, and life-changing financial devastation.

The impact extends beyond just the numbers. The average loss among people over the age of 60 was $83,000, more than four times the average overall loss in 2024. This disparity highlights why seniors have become prime targets for sophisticated scam operations.

Why seniors are targeted

Cybercriminals specifically target older adults for several reasons. Many seniors have accumulated substantial savings over their lifetimes, own their homes outright, and maintain good credit scores. Additionally, some may be less familiar with modern technology and digital security practices, making them more vulnerable to online deception.

The 5 scams draining senior bank accounts

1. Tech support fraud

Tech support scams happen when scammers pose as representatives of legitimate businesses like banks and utility companies. They reach out in various ways, including phone calls, texts and pop-up windows. They claim there’s an issue with a device or account and ask to send a fee to fix it. These fake alerts provide phone numbers that connect victims to scammers who then request remote access to computers and payment for unnecessary “repairs.”

2. Romance scams

Lonely seniors looking for love and companionship can easily fall victim to romance fraud. Criminals create fake profiles on dating sites and social media. These scammers build emotional relationships over weeks or months before requesting money to be wired or transferred to them for emergencies or travel expenses. Romance scams cost seniors $277 million (up 16% from 2022) according to the FTC’s latest report.

3. Grandparent scams

One of the most disturbing trends is the grandparent emergency scam. Fraudsters use AI to clone the voice of a grandchild in distress. Grandma or Grandpa gets a fake call from someone who sounds just like their grandchild saying need of money for bail, medical emergencies, or another crisis. They often request that the victim keep the call secret and send money immediately through wire transfers or gift cards. These scams work because they create emotional urgency.

4. Investment fraud

Older adults report losing more money, $538 million—a 34% increase over 2022, to investment scams than any other type of fraud. These scams often originate from phone calls, emails, social media, or events where fraudsters promise “guaranteed” high returns with little to no risk. Many schemes use urgency (“act now before it’s too late”), pose as financial advisors, or an affinity group related to their community or church. Seniors may fall for them because they sound safe and tailored to their situation, making it difficult to distinguish between legitimate opportunities and fraudulent ones until it’s too late.

5. Government impersonation scams

Scammers pose as representatives from Medicare, Social Security, or the IRS, claiming there are problems with benefits or threatening legal action unless immediate payment is made. For example, a call, text or social media message from someone who says they work at the Social Security Administration. They threaten to suspend the senior’s Social Security number or stop their Social Security payments unless they send them money owed. This type of claim is a scheme to steal both identity and money.  Social Security numbers can’t be suspended, and government agencies will never ask to be paid via wire transfer, cryptocurrency or payment apps.

Signs that it might be a scam

• Unexpected phone calls or pop-ups claiming a computer is infected
• Requests for immediate payment via wire transfer, gift cards, or cryptocurrency
• High-pressure tactics demanding quick decisions
• Unsolicited romantic interest from strangers online
• Claims of emergency situations involving family members
• Promises of unrealistic investment returns

How Webroot can help protect seniors

Modern cybersecurity solutions are essential for protecting seniors online. Webroot’s Total Protection offers multiple layers of protection specifically designed to combat the threats seniors face most.

Antivirus protection: Webroot’s advanced threat detection identifies and blocks malicious websites, phishing attempts, and dangerous downloads before they can cause harm.

Identity protection: Identity, credit, and financial accounts monitoring for fraud, with up $1M in fraud expense and stolen funds reimbursement.

Dark Web monitoring: This feature monitors personal information and alerts users if their data appears on the dark web or in data breaches.

Secure browsing: Webroot automatically warns users about suspicious websites and blocks access to known scam sites.

Password management: Strong, unique passwords are crucial for online safety, and Webroot’s password manager makes it easy to maintain secure accounts across all devices.

The importance of community awareness

The epidemic of attacks on seniors requires community-wide awareness and action.

Family members should regularly discuss online safety with senior relatives, helping them understand current scam tactics without creating fear or limiting their digital independence. Community organizations, libraries, and senior centers host educational workshops about cybersecurity and scam prevention. Seniors should check local events to learn more.

Moving forward safely

The digital world offers tremendous benefits for seniors, from staying connected with family to accessing healthcare and financial services online. The goal The goal for seniors isn’t to avoid technology but to use it safely and confidently.

By combining awareness, education, and robust cybersecurity tools like Webroot, seniors can enjoy the advantages of modern technology while staying protected from those who would exploit their trust and generosity. When something seems too good to be true or creates a sense of urgency, seniors should take time to verify information and consult with trusted family members or friends.

The fight against elder fraud requires vigilance from entire communities, but with the right tools and knowledge, families and communities can help protect their most vulnerable members from these devastating crimes.

Additional resources:

The cost of romance fraud

Spotting grandparent scams

AARP 2025 fraud and scams survey

Webroot solutions

The post Senior scams topped $4.8 billion in 2024: What to watch out for appeared first on Webroot Blog.

It all starts so innocently. You get a text saying “Your package couldn’t be delivered. Click here to reschedule.”  Little do you know, clicking that link could open the door for scammers to steal your identity, empty your bank account, or even plant malicious software (malware) on your device. Unless you know what to look out for, one little tap on the wrong text could cost you money and peace of mind.

Text scams, also known as smishing (SMS + phishing), are on the rise. These fraudulent  messages are sent by cybercriminals and are showing up more often and getting harder to spot. The goal is to get you to give up sensitive personal details that can be used to hack into your accounts, and they are alarmingly successful. The Federal Trade Commission reports that in 2024, consumers lost $470 million to scams that started with text messages.

Watch out for these common scams

Package delivery alerts

Package delivery alerts are the most common text scam. They often impersonate trusted delivery services like UPS, FedEx, and USPS. They claim there’s a delivery problem, then try to trick you into acting quickly by creating a sense of urgency. Because so many of us shop online and have packages delivered regularly, this is a scam that’s easy to fall for. Instead of clicking a link in a suspicious text, go directly to the delivery service’s website and enter your tracking number manually.

Tip: Messages like “Click now to avoid fees” are a red flag that you should make you think twice.

Unpaid toll alerts

These scams claim you have an overdue toll charge and demand that you click a link to make a payment or you’ll be hit with late charges. Don’t do it! These scammers are trying to gather personal data like your driver’s license number and credit card information so they can steal from you. Remember, fake texts are often sent from phone numbers or email addresses you do not recognize, so never click on a link sent from an unknown number.

Bank account alerts

These scams look like they’re from your bank and claim there’s an issue with your funds.  You’re asked for sensitive information like bank logins and passwords, which can be used to drain your bank account. They direct you to click a fake link or call a phony number to resolve it.

Tip: Most major banks, including Chase, Wells Fargo and Bank of America, will never ask for personal or account information via text.

Wrong number texts

Wrong number texts are designed to seem like a legitimate accident. They start with a simple text like “Hi Mary, are we still on for Thursday?” and you respond “Sorry, wrong number.” The unknown person then tries to start up a friendly conversation, with the goal of establishing a connection and sometimes even cultivating a romantic relationship. It’s common for these cybercriminals to try and con you into a fraudulent investment like a cryptocurrency scam.

Task scams

Task scams are fake job opportunities. You get a text promising online work with lucrative pay and flexibility. The offer may entail fun tasks like getting paid to shop, but the purpose is to lure you into sharing personal information like your social security number, which can be used to steal your identity. As always, if something sounds too good to be true, it probably is.

Prize or gift card scams

It’s easy to feel lucky if you get a text claiming you’ve won a prize, a gift card or other type of reward. Sadly, many people fall for this type of fraud. These messages appear to be from legitimate retailers like Amazon, Walmart or Target. They say things like “You’ve been selected for a $100 gift card!” and tell you to click a link to claim your prize. These scams often work because they generate a sense of excitement and urgency, but they’re just another way to trick you into clicking and entering personal or payment information. In reality, there’s no prize – just a phishing site or malware ready to steal your data.

Mobile security checklist

Most of us use our phones for everything – banking, shopping, messaging, and storing personal information. That makes them a treasure trove of sensitive data and a high-value target for cyberthieves. Here are some tips to help you strengthen your mobile security against text scams and other types of fraud.

• Don’t click: If you get a text from an unknown sender, do not click on any links. Reach out to the company using a confirmed phone number or website to check if it’s a legitimate message.
• Don’t share: Never share any of your personal or financial information via text. Remember that if someone is asking you to do this, they’re most likely a scammer.
• Fight the fear: Be wary about responding to a text that sounds urgent or threatening. Scammers love to take advantage by creating a sense of fear.
• Stay updated: By keeping your phone’s software up to date, you’ll always have the latest security patches. This is an important tool for protecting against viruses and other malware.
• Stay vigilant: If something seems too good to be true, it likely is. You probably haven’t won that latest iPhone, especially if you don’t remember entering a contest. Always take a moment to think critically before acting.
• Use strong passwords: Long, complex and unique passwords are a cornerstone of mobile security. Webroot solutions include password managers that help you stay safe while simplifying your life.
• Enable two-factor authentication (2FA): Use two-factor authentication on your accounts, especially for banking and email.
• Scan regularly: Scan your device on a regular basis with trusted security software. Whether you’re using Android or iOS, Webroot Mobile Security offers automatic scanning of apps and updates, as well as real-time protection against phishing and malicious websites.
• Use a VPN: Consider usinga VPN (Virtual Private Network) to protect your personal information when you’re on public Wi-Fi. Webroot Secure VPN provides safe browsing and online transactions for enhanced privacy and data security.

Text scams are a sneaky way for hackers to get access on your private data, but you don’t have to fall prey to them. By staying alert to the subtle signs of text scams and arming yourself with the security of Webroot, you can stay safe from the latest mobile threats. Browse, shop, and bank with confidence, knowing that your phone — and everything on it — is protected.

Introducing Text Scams Detection on Webroot Mobile Security for Android!

Stay one step ahead of scammers with Webroot’s latest feature: Text Scams Detection. Our advanced technology scans incoming text messages for suspicious links and fraudulent content, protecting you from phishing attempts and malicious schemes like fake delivery tracking links or fraudulent bank notifications. With real-time alerts and flagging, you can confidently navigate your digital world without the fear of falling victim to text scams. Download Webroot Mobile Security for Android today and experience peace of mind like never before!

Explore Webroot plans or Download Mobile Security for Android now from My Account.

Looking for more information and solutions?

Top Text Scams

The Strategy Behind Phishing Texts

How to Spot and Report Text Scams

Putting a Stop to Spam Texts

Protect Yourself from Text Scams

The Value of a VPN

Protecting Your Digital Life

The post Mobile security matters: Protecting your phone from text scams appeared first on Webroot Blog.