Pavel Durov and his “private” messaging app have a brand new rival, and it’s — drumroll, please — Elon Musk and his XChat. On our blog, we’ve discussed more than once why Durov’s claims about Telegram privacy and security are exaggerated, to put it mildly. Here, I’ll just remind the reader that standard (non-secret) chats on Telegram aren’t protected by end-to-end encryption — the bare minimum required for user data to stay private.

But let’s get back to Musk. In late April 2026, the XChat app launched for iOS users. The tech mogul had been touting his messaging app for a long time, pitching it from day one as an incredibly private and secure way to communicate, and as a direct threat to Signal, WhatsApp, Telegram, and iMessage. Today, we look at whether we should actually trust Musk’s promises this new service, break down its core features, and stack it up against the competition.

Bitcoin-style encryption

Musk initially teased XChat on June 1, 2025, naturally via his X (formerly Twitter) account. Responding to another user’s question about when to expect the new service, Musk wrote: “This week if there are no scaling issues.”

Apparently, scaling issues there were: the app’s beta didn’t drop until September 2025, and iOS users didn’t get full access until April 2026. As for Android, there is zero info on when that version would launch at the time of this writing. That said, an XChat page is already live on Google Play where users can queue up “pre-register”, whatever that means.

But let’s go back to Musk’s post announcing XChat. That specific post turned a lot of heads in the privacy and cybersecurity community, and here’s why: the tech mogul wrote that the service would be built on an “entirely new architecture”, written in Rust, and featuring “Bitcoin-style encryption”.

The expert community spent a long time scratching their heads and trying to figure out what Musk actually meant. After all, Bitcoin isn’t an anonymous, encrypted data exchange system. The blockchain does use public and private cryptographic keys, but for something entirely different: signing transactions. Meanwhile, these transactions aren’t hidden from prying eyes; they’re out in the open for anyone to see, forever. Simply put, Bitcoin protects its users not by ensuring privacy, but quite the opposite — through ultimate transparency.

Most likely, Musk used “Bitcoin-style encryption” as a marketing gimmick. Bitcoin was trading near all-time highs at the time of his announcement, and cryptocurrency was the talk of the town. Technically, the XChat beta that dropped in September 2025 protected user chats with a “kind of” end-to-end encryption, but this was implemented in a way that raised serious doubts among cryptography experts.

And not without a reason. Normally, setting up an end-to-end encrypted chat automatically generates a public and private key pair. The public key is used to encrypt messages, while the private key decrypts them. Because other users need your public key to start a secure chat with you, these keys are usually stored on the app’s servers.

The private key, however, should ideally live only on the user’s device — which is exactly how Signal does it. This serves as a simple, ironclad guarantee that neither the company itself nor any third party breaching its infrastructure can access user chats, even if they really want to.

But Elon Musk’s projects always march to the beat of their own drum: the XChat developers decided it would be a great idea to store users’ private keys on XChat servers. X claims they’ll use hardware security modules (HSMs) to store these private keys — specialized appliances designed to prevent even the system owner from easily accessing the data inside. However, experts are also questioning the reliability of this setup, and coming to a grim conclusion: if X really wants to get a user’s private key, they will most likely be able to do so.

How encrypted messaging in XChat works in practice

Finally, once the scaling issues were ironed out nearly a year after the announcement, X officially rolled out the XChat app for iOS in April 2026. Now anyone can use it, but from a practical standpoint, the situation with encrypted chats seems even more convoluted than in Telegram.

According to the social network’s help center, to use end-to-end chat encryption in XChat, both users must have an X account, set up XChat, and have some sort of connection between them:

• Follow, or be subscribed to each other
• Have exchanged messages before
• Have previously accepted a direct message request
• Be a member of the same Premium Business / Premium Organization subscription on X

If users don’t follow each other and haven’t interacted before, XChat might still let them send a message request. However, that initial request goes out without end-to-end encryption.

Again, this is how the process is described in the messaging app’s official help documentation. Sound overly complicated? Let me reassure you: in practice, it works — or rather, doesn’t — completely differently. I personally managed to send a message to another user who had NOT set up XChat. The app itself, of course, gave me absolutely no warning about this.

It gets even better. The user I messaged saw a notification for it on the web version of X, but couldn’t actually access the message. Here’s the catch: to start using XChat, the user first has to create a four-digit PIN. Yet, the app asks for this PIN the very first time the user tries to open it — meaning, before they even get a chance to create one. Along with this prompt, the user also sees a warning stating that without the PIN, they won’t be able to view past encrypted chats.

The only workaround I found to actually start using XChat is to tap “Forgot PIN?” — even though that PIN never existed in the first place — confirm your identity, and create a new (well, your first) PIN. Naturally, you lose access to your chat history this way, so you won’t be able to read any messages sent to you in XChat before you officially set up the app.

XChat: the new Telegram, WhatsApp, Signal… or Facebook Messenger?

All these PIN hurdles actually exist for a reason. Remember, unlike WhatsApp and Signal, the XChat developers decided to store users’ private keys on their own servers. Consequently, the app uses these four-digit PINs to encrypt those keys.

According to the XChat help documentation, this mechanism was designed to ensure a “seamless” multi-device experience. It’s impossible not to point out that both WhatsApp and Signal managed to pull this off without sketchy workarounds like PIN requirements or server-side private key storage.

The problem is, workarounds like these undermine any claims of app privacy and security. First and chief among them, a PIN isn’t exactly the most secure way to protect sensitive data. We’ve mentioned time and again that four-digit combinations are easy to crack via brute force — especially since XChat gives you a generous 20 attempts to guess the right code.

Stepping away from the bizarre implementation of end-to-end encryption compared to other messaging apps, it’s hard to ignore the overall sense of pointlessness that comes with trying to use XChat. As a Wired journalist rightly pointed out, the app feels less like a relative of WhatsApp, Signal, or Telegram, and much more like Facebook Messenger. Except people usually open Messenger to read a text from their mom or grandma, whereas XChat seems meant for anyone wanting to check in on that weird nephew who spends all his free time on X, still believes John McAfee’s promise of $500 000 Bitcoin, and fanboys over Elon Musk.

So, what’s the bottom line on XChat?

The best way to wrap up this post is with a quote from a cybersecurity expert: “If what you want is good security, use Signal. If what you want is to be able to talk to pretty much anybody using encrypted messages, use WhatsApp. If your whole life is based around X, I guess this is better than nothing.”

If you do use XChat, rule number one is to avoid a predictable PIN — absolutely don’t use your birth year or, worse, 1234. It’s also crucial not to forget this code, because if you do, your entire chat history is gone for good. Finally, just like your other passwords, you shouldn’t keep it in your notes app, but rather in a secure password manager. This won’t only save you from having to memorize dozens of character combinations, but will also reduce the risk of losing access to your vital data and conversations.

To learn more about secure messaging in other apps, check out our other posts:

• Messengers 101: safety and privacy advice
• What makes a messaging app secure?
• Messaging app privacy: 2025 rankings
• Chatting offline: an overview of mesh messaging apps
• WhatsApp and Telegram account hijacking: How to protect yourself against scams

It starts with the familiar: a short message, a trusted name, a routine tone. Delivery updates, work pings, brand alerts hum in the background, rarely attracting scrutiny. You check, you answer… — until minutes later you’ve slipped into a trap built to lower your guard and hijack your trust.

That’s why messaging scams cut deep: they exploit everyday habits where instinct, not caution, leads. Communication once moved slowly, leaving room for doubt. Now it’s instant — and that speed is a weapon in criminal hands.

On our blog, we’ve already examined numerous scam schemes in messaging apps — from pig butchering, where the victim is groomed for a very long time, or catfishing, where the scammer creates a fake identity, to phishing via chatbots or through gift-giving campaigns in messaging apps.

Now, for the first time, Kaspersky has set out to capture the full end-to-end reality of messaging-based scams to understand how quickly harm occurs, how they impact trust and what remains after the interaction ends. What emerges is a highly organized and industrialized scam ecosystem embedded within everyday messaging channels such as SMS, WhatsApp, and email.

Kaspersky experts have prepared a report on targeted scams in messaging apps, detailing not only the financial but also the emotional damage caused by such attacks, as well as providing tips on how to protect yourself and avoid them. In this post, we explore the most interesting facts, but you can find more details in the full report.

The damage is underestimated

How much do you think a single successful attack via a messaging app costs the average victim? Ten dollars? Or maybe 50? You’re underestimating the scammers. Although more than a third (36%) of victims incur losses of less than $135, on average a victim loses… $733!

Country	Average loss per victim
Senegal	$392.94
Serbia	$493.32
Morocco	$504.28
Greece	$609.32
United Kingdom	$617.38
Côte d’Ivoire	$654.11
Spain	$672.67
United States	$724.73
Portugal	$868.20
Italy	$896.02
France	$1,193.58
Germany	$1,369.35

On the one hand, the financial hit doesn’t look catastrophic in isolation. These are micro-losses by design. Small enough that some never report them to the police. Small enough that banks don’t always investigate. Small enough to be dismissed as bad luck rather than organized crime.

But $733 is not nothing. It’s enough to cover a month’s worth of groceries, school or daycare fees, or utility bills. Against the backdrop of the global cost-of-living crisis, a single such loss can seriously dent a family’s budget.

In 11% of cases, losses exceed $1,350, and more than a quarter of victims (28%) report having been scammed three or more times in the past six months. Once scammers discover that a phone number responds, that contact becomes an asset, circulating from one database to another.

Now imagine the scale of the problem: if just 10% of the three billion messaging‑app users worldwide fell victim with the average loss, the total damage would amount to… nearly $220 billion! This is comparable to the GDP of Greece, and exceeds that of Morocco, Serbia, or Côte d’Ivoire.

It becomes clear that behind the daily flood of fraudulent schemes lie large scam cartels operating on an industrial scale, using AI to personalize messages that mimic those of family members, friends, and familiar brands. This, in essence, forms the basis of a full-fledged economy built on digital identity theft.

Speed beats scrutiny

More than half of successful messaging scams (52%) unfold in under 30 minutes — from first contact to the moment money or personal data changes hands — or even faster, before the victim begins to doubt the legitimacy of the sender. In fact, one in seven scams takes less than five minutes — quicker than boiling an egg!

The speed isn’t accidental. It’s the method. Scammers structure their schemes to deny the victim a chance to come to their senses. Every element is engineered to compress the decision-making window: the urgency of the scenario, the familiarity of the format, the plausibility of the request.

They rush you — faster, faster, don’t tell anyone, you only have a few minutes, solve the problem, don’t ask questions. Click the link, fill in the details, approve the transaction, or else… Or else what? The scammers’ imagination knows no bounds here, but if you don’t do something right now, you’ll definitely regret it.

Alas, the realization of what has happened usually comes when the damage is already irreversible. More than half of victims (51%) lose money; another 43% hand over their personal data — most commonly phone numbers, names, and email addresses — to scammers, and often the victim loses both.

Where and how attacks occur

A delivery notification, a bank alert, a message from a merchant you ordered from last week — messaging apps permeate every aspect of everyday life, making such interactions completely normal. An attack shouldn’t feel like an attack. It should feel like the same message you’ve received hundreds of times.

It’s no surprise that scammers focus their attention on this method of communication first and foremost. The most popular platforms for scams are predictable: WhatsApp (43%), SMS/iMessage (40%), Facebook (27%), Telegram (22%), and Instagram (19%) — these are the ones that people trust most.

A wide variety of schemes is used. Brand impersonation is now one of the three most common types of messaging scam worldwide — accounting for 31% of cases. Fake delivery notifications top the list at 38%, followed by investment scams at 37%.

At the same time, nearly two-thirds (63%) of fraudulent schemes span multiple platforms, moving from SMS to WhatsApp, from WhatsApp to Telegram, etc. In this way, scammers achieve two goals: they mimic organic messaging and evade moderation algorithms.

AI has taken scams to a new level

Just a couple of years ago, fraudulent messages gave themselves away with bad grammar, awkward phrasing, illogical requests, and an obsessive sense of urgency. Today, a phishing message looks, sounds, and reads just like the real thing.

Scam cartels want to catch people in motion — between meetings, on a commute, or during everyday tasks — when your attention is already fragmented. They mimic your mother’s turn of phrase. They match your bank’s tone of voice. They copy your courier’s format exactly. They mirror the rhythm, structure, and style of authentic brand communications across messaging platforms. And AI is accelerating all of it.

What this creates is overlap. Legitimate and fraudulent messages appear in the same environment, using the same formats, language, and triggers. The difference between them is no longer obvious.

The data shows that two-thirds of victims (66%) believe AI was used in the scam against them, 42% cite messages written by AI, 31% report generated or cloned voices, and 25% encountered deepfake images or videos.

That’s why mere awareness and “tech-savviness” may no longer be enough to protect oneself. From Gen Z to Gen X, messaging scams cut across every generation.

And what about the emotional toll?

But money is far from the only problem a victim is left with after an attack. After what they’ve been through, people develop distrust toward incoming messages, unfamiliar numbers, and any requests for action. As a result, 99% of fraud victims say they no longer trust incoming notifications in messaging apps.

This creates a crisis of trust in all digital channels in general. Every legitimate message can now be perceived as a scam. Brands, banks, and delivery services are forced to operate in an environment where the customer is, by default, in a state of distrust.

Dr. Elizabeth Carter, a forensic linguist and criminologist at Kingston University in London, notes that scammers use familiar contexts, common social settings and embedded linguistic norms to create the illusion for the victim that their decision-making is rational and reasonable in the moment. However, what is actually happening is that they construct false realities in which those decisions end up causing financial and psychological harm. She also notes that it is very hard to identify a false reality while you are in it.

After realizing they had been deceived, more than half of victims felt anger — the kind that comes from having trusted something and discovering it was used against you. 42% of victims report frustration, 38% — feeling upset. Moreover, several months later, these feelings haven’t gone away: nearly half of all victims (48%) are still angry, a third (33%) remain frustrated, and 30% are upset.

And nearly one in 10 victims don’t tell anyone what happened. They feel shame, a sense of having fallen for something so obvious. This leaves a significant portion of the actual damage unreported: only 24% of victims contact the police, and only 23% report it to their bank.

So what can be done?

The crisis of trust — and even a touch of paranoia — that has arisen due to widespread attacks on users can linger in victims’ minds for a long time, affecting their quality of life. To prevent this, follow these guidelines:

• Pause before you act. The sense of urgency you feel is almost always artificial. A legitimate bank, retailer, or delivery service won’t penalize you for taking 30 seconds to verify before clicking a link or confirming details. It’s precisely this instinct to resolve the situation quickly that scammers are counting on.
• Verify through another channel. If a message appears to be from a relative, colleague, or company you trust — contact them through another channel before taking any action. Use secure verification methods, and cross-check identities when something doesn’t feel right. For families, agreeing on a “safe word” in advance can defeat even the most convincing voice clones.
• Use a password manager. It will not only help you generate strong, unique passwords for all your accounts and store them securely, syncing them across all your devices, but also protect you from spoofed sites. Even if you click a phishing link and land on such a site, our password manager will notify you about the domain mismatch and refuse to autofill your username and password.
• Use protection that works in real time. Modern security solutions, such as Kaspersky Premium, provide real-time protection against malicious links and phishing attempts in the apps and websites you use every day. On Android devices, a dedicated layer of anti-phishing security scans and neutralizes suspicious links as they appear, even within notifications, before you even have a chance to click them.

We’ve covered other threats in messaging apps in similar articles:

• Pig butchering: large-scale cryptocurrency fraud
• How to safely meet people online
• How phishers and scammers use AI
• How to avoid falling for scammers in Telegram mini-apps

The outgoing year of 2025 has significantly transformed our access to the Web and the ways we navigate it. Radical new laws, the rise of AI assistants, and websites scrambling to block AI bots are reshaping the internet right before our eyes. So what do you need to know about these changes, and what skills and habits should you bring with you into 2026? As is our tradition, we’re framing this as eight New Year’s resolutions. What are we pledging for 2026?…

Get to know your local laws

Last year was a bumper crop for legislation that seriously changed the rules of the internet for everyday users. Lawmakers around the world have been busy:

• Banning social media for teens
• Introducing strict age verification (think scanning your ID) procedures to visit certain categories of websites
• Requiring explicit parental consent for minors to access many online services
• Applying pressure through blocks and lawsuits against platforms that wouldn’t comply with existing child protection laws — with Roblox finding itself in a particularly bright spotlight

Your best bet is to get news from sites that report calmly and without sensationalism, and to review legal experts’ commentaries. You need to understand what obligations fall on you, and, if you have underage children — what changes for them.

You might face difficult conversations with your kids about new rules for using social media or games. It’s crucial that teenage rebellion doesn’t lead to dangerous mistakes such as installing malware disguised as a “restriction-bypassing mod”, or migrating to small, unmoderated social networks. Safeguarding the younger generation requires reliable protection on their computers and smartphones, alongside parental control tools.

But it’s not just about simple compliance with laws. You’ll almost certainly encounter negative side effects that lawmakers didn’t anticipate.

Master new methods of securing access

Some websites choose to geoblock certain countries entirely to avoid the complexities of complying with regional regulations. If you’re certain your local laws allow access to the content, you can bypass these geoblocks by using a VPN. You need to select a server in a country where the site is accessible.

It’s important to choose a service that doesn’t just offer servers in the right locations, but actually enhances your privacy — as many free VPNs can effectively compromise it. We recommend Kaspersky VPN Secure Connection.

Brace for document leaks

While age verification can be implemented in different ways, it often involves websites using a third-party verification service. On your first login attempt, you’ll be redirected to a separate site to complete one of several checks: take a photo of your ID or driver’s license, use a bank card, or nod and smile for a video, and so on.

The mere idea of presenting a passport to access adult websites is deeply unpopular with many people on principle. But beyond that, there’s a serious risk of data leaks. These incidents are already a reality: data breaches have impacted a contractor used to verify Discord users, as well as service providers for TikTok and Uber. The more websites that require this verification, the higher the risk of a leak becomes.

So what can you do?

• Prioritize services that don’t require document uploads. Instead, look for those utilizing alternative age verification methods such as a micro-transaction charge to a payment card, confirmation through your bank or another trusted external provider, or behavioral/biometric analysis.
• Pick the least sensitive and easiest-to-replace document you have, and use only that one for all verifications. “Least sensitive” in this case means containing minimal personal data, and not referencing other primary identifiers like a national ID number.
• Use a separate, dedicated email address and phone number in combination with that document. For the sites and services that don’t verify your identity, use completely different contact details. This makes it much harder for your data to be easily pieced together from different leaks.

Learn scammers’ new playbook

It’s highly likely that under the guise of “age verification”, scammers will begin phishing for personal and payment data, and pushing malware onto visitors. After all, it’s very tempting to simply copy and paste some text on your computer instead of uploading a photo of your passport. Currently, ClickFix attacks are mostly disguised as CAPTCHA checks, but age verification is the logical next step for these schemes. How to lower these risks?

• Carefully check any websites that require verification. Do not complete the verification if you’ve already done it for that service before, or if you landed on the verification page via a link from a messaging app, search engine, or ad.
• Never download apps or copy and paste text for verification. All legitimate services operate within the browser window, though sometimes desktop users are asked to switch to a smartphone to complete the check.
• Analyze and be suspicious of any situation that requires entering a code received via a messaging app or SMS to access a website or confirm an action. This is often a scheme to hijack your messaging account or another critical service.
• Install reliable security software on all your computers and smartphones to help block access to scam sites. We recommend Kaspersky Premium — it provides: a secure VPN, malware protection, alerts if your personal data appears in public leaks, a password manager, parental controls, and much more.

Cultivate healthy AI usage habits

Even if you’re not a fan of AI, you’ll find it hard to avoid: it’s literally being shoved into each everyday service: Android, Chrome, MS Office, Windows, iOS, Creative Cloud… the list is endless. As with fast food, television, TikTok, and other easily accessible conveniences, the key is striking a balance between the healthy use of these assistants and developing an addiction.

Identify the areas where your mental sharpness and personal growth matter most to you. A person who doesn’t run regularly lowers their fitness level. Someone who always uses GPS navigation gets worse at reading paper maps. Wherever you value the work of your mind, offloading it to AI is a path to losing your edge. Maintain a balance: regularly do that mental work yourself — even if AI can do it well — from translating text to looking up info on Wikipedia. You don’t have to do it all the time, but remember to do it at least some of the time. For a more radical approach, you can also disable AI services wherever possible.

Know where the cost of a mistake is high. Despite developers’ best efforts, AI can sometimes deliver completely wrong answers with total confidence. These so-called hallucinations are unlikely to be fully eradicated anytime soon. Therefore, for important documents and critical decisions, either avoid using AI entirely, or scrutinize its output with extreme care. Check every number, every comma.

In other areas, feel free to experiment with AI. But even for seemingly harmless uses, remember that mistakes and hallucinations are a real possibility.

How to lower the risk of leaks. The more you use AI, the more of your information goes to the service provider. Whenever possible, prioritize AI features that run entirely on your device. This category includes things like the protection against fraudulent sites in Chrome, text translation in Firefox, the rewriting assistant in iOS, and so on. You can even run a full-fledged chatbot locally on your own computer.

AI agents need close supervision. The agentic capabilities of AI — where it doesn’t just suggest but actively does work for you — are especially risky. Thoroughly research the risks in this area before trusting an agent with online shopping or booking a vacation. And use modes where the assistant asks for your confirmation before entering personal data — let alone buying anything.

Audit your subscriptions and plans

The economics of the internet is shifting right before our eyes. The AI arms race is driving up the cost of components and computing power, tariffs and geopolitical conflicts are disrupting supply chains, and baking AI features into familiar products sometimes comes with a price hike. Practically any online service can get more expensive overnight — sometimes by double-digit percentages. Some providers are taking a different route, moving away from a fixed monthly fee to a pay-per-use model for things like songs downloaded or images generated.

To avoid nasty surprises when you check your bank statement, make it a habit to review the terms of all your paid subscriptions at least three or four times a year. You might find that a service has updated its plans and that you need to downgrade to a simpler one. Or a service might have quietly signed you up for an extra feature you’re not even aware of — and you need to disable it. Some services might be better switched to a free tier or canceled altogether. Financial literacy is becoming a must-have skill for managing your digital spending.

To get a complete picture of your subscriptions and truly understand how much you’re spending on digital services each month or year, it’s best to track them all in one place. A simple Excel or Google Docs spreadsheet works, but a dedicated app like SubsCrab is more convenient. It sends reminders for upcoming payments, shows all your spending month-by-month, and can even help you find better deals on the same or similar services.

Prioritize the longevity of your tech

The allure of powerful new processors, cameras, and AI features might tempt you to buy a new smartphone or laptop in 2026, but planning for making it last for several years should be a priority. There are a few reasons…

First, the pace of meaningful new features has slowed, and the urge to upgrade frequently has diminished for many. Second, gadget prices have risen significantly due to more expensive chips, labor, and shipping — making major purchases harder to justify. Furthermore, regulations like those in the EU now require easily replaceable batteries in new devices, meaning the part that wears out the fastest in a phone will be simpler and cheaper to swap out yourself.

So, what does it take to make sure your smartphone or laptop reliably lasts several years?

• Physical protection. Use cases, screen protectors, and maybe even a waterproof pouch.
• Proper storage. Avoid extreme temperatures, don’t leave it baking in direct sun or freezing overnight in a car at -15°C.
• Battery care. Avoid regularly draining it to single-digit percentages.
• Regular software updates. This is the trickiest part. Updates are essential for security to protect your phone or laptop from new types of attacks. However, updates can sometimes cause slowdowns, overheating, or battery drain. The prudent approach is to wait about a week after a major OS update, check feedback from users of your exact model, and only install it if the coast seems clear.

Secure your smart home

The smart home is giving way to a new concept: the intelligent home. The idea is that neural networks will help your home make its own decisions about what to do and when, all for your convenience — without needing pre-programmed routines. Thanks to the Matter 1.3 standard, a smart home can now manage not just lights, TVs, and locks, but also kitchen appliances, dryers, and even EV chargers! Even more importantly, we’re seeing a rise in devices where Matter over Thread is the native, primary communication protocol, like the new IKEA KAJPLATS lineup. Matter-powered devices from different vendors can see and communicate with each other. This means you can, say, buy an Apple HomePod as your smart home central hub and connect Philips Hue bulbs, Eve Energy plugs, and IKEA BILRESA switches to it.

All of this means that smart and intelligent homes will become more common — and so will the ways to attack them. We have a detailed article on smart home security, but here are a few key tips relevant in light of the transition to Matter.

• Consolidate your devices into a single Matter fabric. Use the minimum number of controllers, for example, one Apple TV + one smartphone. If a TV or another device accessible to many household members acts as a controller, be sure to use password security and other available restrictions for critical functions.
• Choose a hub and controller from major manufacturers with a serious commitment to security.
• Minimize the number of devices connecting your Matter fabric to the internet. These devices — referred to as Border Routers — must be well-protected from external cyberattacks, for example, by restricting their access at the level of your home internet router.
• Regularly audit your home network for any suspicious, unknown devices. In your Matter fabric, this is done via your controller or hub, and in your home network — via your primary router or a feature like Smart Home Monitor in Kaspersky Premium.

Admit it: you’ve been meaning to jump on the latest NFT reincarnation — Telegram Gifts — but just haven’t gotten around to it. It’s the hottest trend right now. Developers are churning out collectible images in partnership with celebs like Snoop Dogg. All your friends’ profiles are already decked out with these modish pictures, and you’re dying to hop on this hype train — but pay as little as possible for it.

And then it happens — a stranger messages you privately with a generous offer: a chance to snag a couple of these digital gifts — with no investment required. A bot that looks completely legit is running an airdrop. In the world of NFTs, an airdrop is a promotional stunt where a small number of new crypto assets are given away for free. The buzzword has been adopted on Telegram, thanks to the crypto nature of these gifts and the NFT mechanics running under the hood.

They’re offering you these gift images for free — or so they say. You could later attach them to your profile or sell them for Telegram’s native currency, Toncoin. You don’t even have to tap an external link. Just hit a button in the message, launch a Mini App right inside Telegram itself, and enter your login credentials. And then… your account immediately gets hijacked. You won’t get any gifts, and overall, you’ll be left with anything but a celebratory feeling.

Today, we break down a phishing scheme that exploits Telegram’s built-in Mini Apps, and share tips to help you avoid falling for these attacks.

How the new phishing scheme works

The principle of classic phishing is straightforward: the user gets a link to a fake website that mimics a legitimate sign-in form. When the victim enters their credentials, this data goes straight to the scammer. However, phishing tactics are constantly evolving, and this new attack method is far more insidious.

The bad actors create phishing Mini Apps directly inside Telegram. These appear as standard web pages but are embedded within the messaging app’s interface instead of opening in an external browser. To the user, these apps look completely legitimate. After all, they run within the official Telegram app itself.

This leads the victim to think, “If this app runs inside Telegram, there must be some kind of vetting process for these apps. Surely they wouldn’t let an obvious scam through?” In practice, it turns out that’s not the case at all.

How is this scheme even a thing?

A core security issue with Telegram Mini Apps is that the platform does almost no vetting before an app goes live. This is a world apart from the strict review processes used by Google Play and the App Store — although even there, obvious malware occasionally slips through.

On Telegram, it’s far easier for bad actors. Essentially, anyone who wishes to create and launch a Mini App can do so. Telegram does not review the code, functionality, or the developer’s intent. This turns a security flaw within a messaging service boasting nearly a billion global users into a global-scale problem. To make matters worse, moderation of these Mini Apps within Telegram is entirely reactive — meaning action is only taken after users start complaining or law enforcement gets involved.

In this case, the bait was “gifts” from UFC fighters: a giveaway of “papakhas” — digital gift images of the traditional Dagestani hat released by Telegram in partnership with Khabib Nurmagomedov. An auction for these items did take place, with Pavel Durov even posting about it on his X and Telegram (Khabib reposted these announcements but later deleted them after the auction ended). However, there were only 29 000 of these “papakhas” released, which wasn’t enough to satisfy all the eager fans. Scammers seized on the opportunity, assuring fans they could get the exclusive items for free. The phishing campaign was a targeted one — focusing on users who’d been active on the athlete’s channel.

How the scammers lull their victims

The criminals leveraged the name of the popular Portals platform — a legitimate service for games, apps, and entertainment within Telegram. They created a series of Mini Apps that were visually almost indistinguishable from the real ones, and promoted them as free giveaways — airdrops.

That said, the scam campaigns themselves show signs of being rushed and cutting design and copywriting costs — with obvious signs of AI involvement. Some of the messages contain leftover text fragments clearly generated by a neural network, which the scammers either forgot or couldn’t be bothered to edit.

How to protect your Telegram account from being hacked

The golden security rules are simple: stay vigilant, and learn the key hallmarks of these attacks:

• Verify the source. If you receive a link promising a giveaway from a celebrity or even Telegram itself but sent from an unfamiliar account or a dubious group, don’t click. Cross-check through the celebrity or company’s official channel to see if they’re actually running a promo like that.
• Inspect the account verification badge. Ascertain that the blue checkmark is real and not just an emoji status or part of the profile name. You can verify this by simply tapping that checkmark icon in the profile. If it’s a Premium emoji status, Telegram will explicitly tell you so. If a checkmark emoji is simply added to the profile name, tapping it doesn’t do anything. But if the account is genuinely verified, tapping the blue checkmark will bring up an official confirmation message from Telegram.
• Don’t be in a rush to authenticate in Mini Apps. Legitimate Telegram apps typically don’t require you to sign in again through a form inside the Mini App. If you’re prompted to enter your phone number or a verification code, it’s likely a phishing attempt.
• Look for signs of AI-generated text or design. Weird grammar, unnatural phrasing, or leftover neural network prompts within a message are a red flag. Scammers frequently use AI-powered generation to churn out text quickly and cheaply.
• Turn on two-step verification (your Telegram password). Do this right now in Settings → Privacy and Security → Two-Step Verification. Even if a scammer manages to get your phone number and SMS code, they won’t be able to access your account without this password. Obviously, never share your password with anyone — it’s meant only for you to sign in to your Telegram account.
• Use a passkey to secure your account. A recent Telegram update added the ability to securely sign in with a passkey. We’ve covered using passkeys with popular services and the associated caveats in detail. A passkey makes it nearly impossible for a malicious actor to steal your account. You can set one up in Settings → Privacy and Security → Passkeys.
• Store your password and passkey in a password manager. If you’ve secured your account with both a password and a passkey, remember that a weak, reused, or compromised password can still be the proverbial “spare key under the mat” for attackers — even if the “front door” is locked with a passkey. Therefore, we recommend creating a strong, unique password for Telegram and storing it — along with your passkey — in Kaspersky Password Manager. This keeps your credentials and keys available across all your devices.
• Install Kaspersky for Android on your smartphone. Its new anti-phishing technology protects you from phishing links embedded in notifications from any app.

What to do if your Telegram account was already stolen

The key is keeping calm and acting swiftly. You have just 24 hours to reclaim your account, or you risk losing it permanently. Follow the step-by-step guide to restoring access in our post What to do if your Telegram account is hacked.

Finally, a reminder that has become our classic mantra: if an offer looks too good to be true, it almost certainly is. Always verify information through official channels, and never enter your passwords or passkeys into unofficial apps or forms — even if they look legit. Stay vigilant and stay safe.

Want more tips on securing your messenger accounts and chats? Check out our related posts:

• Messengers 101: safety and privacy advice
• Messaging other platforms via WhatsApp: the pros and cons
• WhatsApp and Telegram account hijacking: How to protect yourself against scams
• What to do if your WhatsApp account gets hacked
• What to do if your Telegram account is hacked